523 Montgomery Loop, Hampstead, NC 28443 Property Records

Pender County property record for 523 Montgomery Loop, Hampstead, NC 28443 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,296 sqft Living Area
Lot Size	14,810 sqft (0.339 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2016)
Tax Bill	$2,286.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4225-75-5666-0000`
Alternative APNs	`400971494` `971494`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,296 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	14,810 sqft (0.339 acres)
Porch	1 Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	400971494
Street Address	523 MONTGOMERY LOOP
City	HAMPSTEAD
State	NC
Zip	28443-8114
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 117 PB 58/81 ANCHORS WATCH
Legal Subdivision	ANCHORS WATCH@SALTWATER LANDING
Legal Lot Number	117
Jurisdiction	PENDER NC
Minor Civil Division	TOPSAIL
Census Blockgroup	3
Census Block	3003
Census Tract	920104

Owner

Source: Pender County records · APN 4225-75-5666-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	523 MONTGOMERY LOOP, HAMPSTEAD, NC 28443-8114
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Prior Sale	Mar 10, 2016 · Amount on Record
Deed Doc Number	0020764622
Deed Book / Page	4622 / 2076
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	523 MONTGOMERY LOOP, HAMPSTEAD, NC 28443-8114
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047251479
Date	Sep 22, 2020
Book Page	4725/1479

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Surf City Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,286.00 (+12.56%)	$417,065 (+51.41%) Land $46,095 Building $370,970	$417,065 (+51.41%) Land $46,095 Building $370,970
2023		$275,453 (-) Land $64,425 Building $211,028	$275,453 (-) Land $64,425 Building $211,028
2022	$2,031.00	$275,453 Land $64,425 Building $211,028	$275,453 Land $64,425 Building $211,028

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 826 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.