523 Miller Rd, Gurley, AL 35748 Property Records

Madison County property record for 523 Miller Rd, Gurley, AL 35748

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,407 sqft · built 1968
Lot Size	2.43 acres (105,851 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,757 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05-15-0-000-044.000`

Property Details

APN / Parcel Number

Primary APN	`19-05-15-0-000-044.000`
Alternative APNs	`475955` `595156`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,407 sqft Living Area
1st Floor Area	2,407 sqft
Flooring	Carpet

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	105,851 sqft (2.43 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	595156
Street Address	523 MILLER RD
City	GURLEY
State	AL
Zip	35748-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T4S R2E PT OF THE SE 1/4 OF SEC 15 DESC AS COMM AT THE NE COR OF THE SE1/4 OF SD SEC 15 TH S 25.01 FT TO THE S MAR OF
Legal Range	02E
Legal Township	04S
Legal Section	15
Jurisdiction	MADISON AL
Township / Civil Division	GURLEY
Census Block Group	1
Census Block	1108
Census Tract	10902

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	523 MILLER RD, GURLEY, AL 35748-9246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC
Sep 4, 2018	Deed, Transfer · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022
Deed Sale	Jun 13, 2022
Prior Sale	Sep 4, 2018 · Amount on File
Deed Book / Page	2022 / 28015
Prior Transfer Date	Jun 6, 2022
Prior Transfer Doc	0000028015
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	523 MILLER RD, GURLEY, AL 35748-9246
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150496
Date	Jun 13, 2022
Book Page	2022/150496

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Sep 4, 2018
Property Address	523 MILLER RD, GURLEY, AL 35748-9246
Document Number	0000056875
Instrument Date	Aug 31, 2018
Instrument	20180904000056875
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 S LOOP 485, 500, GLADEWATER, TX 75647-3314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 MILLER RD, GURLEY, AL 35748-9246

Mortgage

Document Number	0000056876
Date	Sep 4, 2018
Instrument	20180904000056876

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,757.00
2025	$1,757.00 (+11.13%)	$49,000 (+10.96%) Land $10,200 Building $38,800	$246,200 (+11%) Land $51,000 Building $195,200
2023	$1,581.00 (+155.41%)	$44,160 (+138.44%) Land $10,200 Building $33,960	$221,800 (+19.89%) Land $51,000 Building $170,800
2022	$619.00 Homeowner's exemption	$18,520 Land $2,920 Building $15,600	$185,000 Land $29,200 Building $155,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (1990–2020)
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NHTC.

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