523 Merlin Rd, Laredo, TX 78041 Property Records

Webb County property record for 523 Merlin Rd, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	3,711 sqft · built 1984
Lot Size	0.383 acres (16,716 sqft)
Owner	Individual Name on File
Tax Bill	$2,816 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`945-00851-404`

Property Details

APN / Parcel Number

Primary APN	`945-00851-404`
Alternative APN	`221889`

Interior

Stories	1 Story
Building Area	3,711 sqft Living Area
Gross Area	3,831 sqft
1st Floor Area	3,711 sqft
Utility Area	120 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1984
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,716 sqft (0.383 acres)
Lot Dimensions	150 ft deep x 104 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	648 sqft
Parking Spaces	2 Parking Spaces
Pool Area	396 sqft
Porch	Open Porch
Porch Area	686 sqft

Location & Zoning

Account Number	221889
Old Parcel Number	94500851404
Street Address	523 MERLIN RD
City	LAREDO
State	TX
Zip	78041-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1404 BLK 85 DEL MAR 5-C
Legal Subdivision	DEL MAR SEC 5-C
Legal Block	85
Legal Lot Number	1404
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3006
Census Tract	1709

Owner

Source: Webb County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	523 MERLIN RD, LAREDO, TX 78041-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 24, 2018	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2011
Deed Sale	Jan 19, 2011
Deed Document Number	1091866
Deed Book / Page	3040 / 010
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	523 MERLIN RD, LAREDO, TX 78041-2831
Transaction Type	Mortgage
Record Updated	Apr 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4769/875
Date	Apr 16, 2020
Book Page	4769/875
Instrument	1389639

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	523 MERLIN RD, LAREDO, TX 78041-2831
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4406/018
Date	Apr 24, 2018
Book Page	4406/018
Instrument	1327000

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$460,585 (+8.97%) Land $198,586 Building $261,999	$460,585 (+8.97%) Land $198,586 Building $261,999
2024	$2,816.00 (+9.15%)
2023		$422,680 Land $182,706 Building $239,974	$422,680 Land $182,706 Building $239,974
2022	$2,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2007–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings.

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