523 McBride Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 523 McBride Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,201 sqft · built 1964
Lot Size	0.278 acres (12,100 sqft)
Owner	2 Company Names on Record
Last Sale	$2,600,000 (Apr 2026)
Tax Bill	$30,373 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`237-331-005-7`

Property Details

APN / Parcel Number

Primary APN	`237-331-005-7`
Alternative APN	`237-331-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,201 sqft Living Area
1st Floor Area	2,201 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Lot Area	12,100 sqft (0.278 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	523 MCBRIDE DR
City	LAFAYETTE
State	CA
Zip	94549-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2808 LOT 38 EX MR
Legal Subdivision	SUBDIVISION 2808
Legal Tract	2808
Legal Lot Number	38
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2019
Census Tract	351200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	523 MCBRIDE DR, LAFAYETTE, CA 94549-5717
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU
Apr 9, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 1, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Oct 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	202635675
Prior Transfer Date	Nov 20, 2012
Prior Transfer Doc	0000314139
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	523 MCBRIDE DR, LAFAYETTE, CA 94549-5717
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 MCBRIDE DR, LAFAYETTE, CA 94549-5717
Investor	Possibly a Property Investor

Mortgage

Document Number	0000137662
Date	Dec 9, 2025
Instrument	2025- 137662

Lender

Name	REDWOOD CU
Type	Credit Union
Address	3033 CLEVELAND AVE STE 100, SANTA ROSA, CA 95403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 9, 2026
Property Address	523 MCBRIDE DR, LAFAYETTE, CA 94549-5717
Document Number	0000035675
Instrument Date	Apr 1, 2026
Instrument	202635675
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	523 MCBRIDE DR, LAFAYETTE, CA 94549-5717

Mortgage

Document Number	0000035676,
Date	Apr 9, 2026
Instrument	202635676

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 1, 2023
Property Address	523 MCBRIDE DR, LAFAYETTE, CA 94549-5717
Document Number	0000051901
Map Reference	MB 80 PG 35
Instrument Date	May 25, 2023
Instrument	2023-051901
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	523 MCBRIDE DR, LAFAYETTE, CA 94549-5717
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051902
Date	Jun 1, 2023
Instrument	2023-051902

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	523 MCBRIDE DR, LAFAYETTE, CA 94549-5717
Document Number	0000168406
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	523 MCBRIDE DR LAFAYETTE CA 945495717, LAFAYETTE, CA 94549-5717

Mortgage

Document Number	0000168406
Date	Oct 24, 2018
Instrument	168406

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,653,019 (+2%) Land $2,106,497 Building $546,522
2025	$30,373.00 (+178.09%)	$2,601,000 (+217.39%) Land $2,065,194 Building $535,806
2023	$10,922.00 (+1.58%) Homeowner's exemption	$819,485 Land $390,726 Building $428,759
2022	$10,752.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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