523 Maple St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 523 Maple St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,512 sqft · built 1928
Lot Size	1.73 acres (75,664 sqft)
Owner	Trust Name on File
Tax Bill	$5,872 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Oct 2021 Refinance + 7 more
Flood Zone	Zone X (minimal risk)
APN	`116-025`

Property Details

APN / Parcel Number

Primary APN	`116-025`
Alternative APNs	`FRAN M:226 L:101` `M:116 L:025`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	2,664 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	75,664 sqft (1.73 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	116-025
Street Address	523 MAPLE ST
City	FRANKLIN
State	MA
Zip	02038-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FRANKLIN
Legal Lot Number	101
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1013
Census Tract	442103

Owner

523 Maple St is owner-occupied and held in a trust since August 2020.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	523 MAPLE ST, FRANKLIN, MA 02038-1513
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 15, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Oct 5, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC
Oct 5, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC
Aug 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 20, 2019	Quit Claim Deed, Transfer · VA Mortgage QUAD CTY BK&TR
May 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2017
Deed Sale	May 30, 2017
Prior Sale	May 21, 2001 · Amount on File
Deed Document Number	201746112
Deed Book / Page	35144 / 255
Last Transfer Date	Aug 18, 2020
Transfer Doc	39928-437
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Recording Date	Jun 25, 2026
Property Address	523 MAPLE ST, FRANKLIN, MA 02038-1513
Document Number	0000043517
Book / Page	43193 / 513
Instrument Date	Jun 20, 2026
Instrument	202643517
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043517,
Date	Jun 25, 2026
Book Page	43193/513
Instrument	202643517

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	523 MAPLE ST, FRANKLIN, MA 02038-1513
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039928-443
Date	Oct 5, 2021
Book Page	39928/443
Instrument	128132

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2050

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	523 MAPLE ST, FRANKLIN, MA 02038-1513
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041499-343
Date	Nov 7, 2023
Book Page	41499/343
Instrument	73615

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	523 MAPLE ST, FRANKLIN, MA 02038-1513
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042048-94
Date	Oct 15, 2024
Book Page	42048/94
Instrument	67583

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Oct 5, 2021
Property Address	523 MAPLE ST, FRANKLIN, MA 02038-1513
Document Number	039928-465
Book / Page	39928 / 465
Instrument Date	Aug 18, 2021
Instrument	128133
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 MAPLE ST, FRANKLIN, MA 02038-1513

Mortgage

Document Number	0000128132
Date	Oct 5, 2021
Instrument	128132

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2050

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Oct 5, 2021
Property Address	523 MAPLE ST, FRANKLIN, MA 02038-1513
Document Number	39928-437
Book / Page	39928 / 437
Instrument Date	Aug 18, 2020
Instrument	128130
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 MAPLE ST, FRANKLIN, MA 02038-1513

Mortgage

Document Number	39928-443
Date	Oct 5, 2021
Book Page	39928/443
Instrument	128132

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Aug 20, 2019
Property Address	523 MAPLE ST, FRANKLIN, MA 02038-1513
Document Number	37074-151
Book / Page	037074 / 000151
Instrument Date	Jul 23, 2019
Instrument	72615
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	523 MAPLE ST FRANKLIN MA 020381513, FRANKLIN, MA 02038-1513

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Aug 20, 2019
Property Address	523 MAPLE ST, FRANKLIN, MA 02038-1513
Document Number	37074-127
Book / Page	037074 / 000127
Instrument Date	Jul 23, 2019
Instrument	72613
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 MAPLE ST FRANKLIN MA 020381513, FRANKLIN, MA 02038-1513

Mortgage

Document Number	37074-129
Date	Aug 20, 2019
Book Page	037074/000129
Instrument	72614

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	May 30, 2017
Property Address	523 MAPLE ST, FRANKLIN, MA 02038-1513
Document Number	35144-255
Book / Page	035144 / 000255
Instrument Date	May 25, 2017
Instrument	46112
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	523 MAPLE ST FRANKLIN MA 020381513, FRANKLIN, MA 02038-1513

Tax Assessment & Valuation

The 2025 property tax bill for 523 Maple St was $5,872, up 3.1% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,872.00 (+3.09%)	$505,300 (+4.6%) Land $260,600 Building $244,700	$597,930 (+2.31%)
2024	$5,696.00 (+0.39%)	$483,100 (+7.12%) Land $260,600 Building $222,500	$584,440
2023	$5,674.00	$451,000 Land $271,800 Building $179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 Maple St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1979–2023)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Oct 2005 · 3 claims Heavy Rains And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Maple St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures