523 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 523 Main St, Cotuit, MA 02635

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,431 sqft · built 2024
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$839,000 (Jun 2020)
Tax Bill$5,397 (2025)
Deeds & MortgagesJun 2020 Sale
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APNCOTU M:021 L:095

Property Details

APN / Parcel Number

Primary APNCOTU M:021 L:095
Alternative APN
  • 10053

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,431 sqft Living Area
Gross Area5,214 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number10053
Street Address523 MAIN ST
CityCOTUIT
StateMA
Zip02635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Lot Number95
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1003
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 PADDOCK LN, ANDOVER, MA 01810-4881
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 17, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleJun 17, 2019 · Amount on Record
Deed Book / Page33020 / 217
Record UpdatedSep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateJun 26, 2020
Property Address523 MAIN ST, COTUIT, MA 02635
Document Number33020-217
Book / Page033020 / 000217
Instrument DateJun 12, 2020
Instrument31089
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$4,782.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 PADDOCK LN ANDOVER MA 018104881, ANDOVER, MA 01810-4881

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateJun 17, 2019
Property Address523 MAIN ST, COTUIT, MA 02635
Document Number32092-154
Book / Page032092 / 000154
Instrument DateJun 17, 2019
Instrument27734
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2,565.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address159 GLEZEN LN WAYLAND MA 017781508, WAYLAND, MA 01778-1508

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,397.00 (-33.97%)$646,300 (-37.69%) Land $343,600 Building $302,700$1,206,690
2024$8,174.00 (+4.93%)$1,037,300 (+11.45%) Land $343,600 Building $693,700
2023$7,790.00$930,700 Land $319,400 Building $611,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTUIT FIRE DISTRICT WATER DEPARTMENT
serves 4,938 people · EPA ID MA4020003
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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