Middlesex County and Acton Town property record for 523 Main St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,440 sqft · built 1992 |
| Lot Size | 1.46 acres (63,597 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $215,000 (Nov 1994) |
| Tax Bill | $15,641 (2025) |
| Deeds & Mortgages | May 2023 Transfer Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00E4 B:0085 L:0001 |
| Primary APN | ACTO M:00E4 B:0085 L:0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 4,898 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 63,597 sqft (1.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 523 MAIN ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8/4 |
| Legal Subdivision | JOHN J & ELIZABETH A POWERS |
| Legal Block | 85 |
| Legal Lot Number | 1 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 363104 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 523 MAIN ST, ACTON, MA 01720-3934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 24, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 1994 · Amount on Record |
| Deed Sale | Nov 18, 1994 · Amount on Record |
| Last Transfer Date | May 23, 2023 |
| Transfer Doc | 081567-207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | May 24, 2023 |
| Property Address | 523 MAIN ST, ACTON, MA 01720-3934 |
| Document Number | 081567-207 |
| Book / Page | 81567 / 207 |
| Instrument Date | May 23, 2023 |
| Instrument | 53748 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 MAIN ST, ACTON, MA 01720-3934 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 523 MAIN ST, ACTON, MA 01720-3934 |
| Document Number | 73711-59 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 523 MAIN ST ACTON MA 017203934, ACTON, MA 01720-3934 |
| Document Number | 73711-59 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 073711/000059 |
| Instrument | 5325 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,641.00 (+7.42%) | $912,000 (+4.42%) Land $300,200 Building $611,800 | $934,515 (+1.94%) |
| 2024 | $14,560.00 (-1.75%) | $873,400 (+3.5%) Land $300,200 Building $573,200 | $916,750 |
| 2023 | $14,819.00 | $843,900 Land $272,800 Building $571,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2010) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures