Penobscot County and Holden Town property record for 523 Lower Dedham Rd, Holden, ME 04429
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2.5 ba · 1,544 sqft · built 2007 |
| Lot Size | 37.9 acres (1,654,409 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Sep 2024) |
| Tax Bill | $1,017 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | HOLN M:04 L:26 |
| Primary APN | HOLN M:04 L:26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 8,547 sqft |
| 1st Floor Area | 2,267 sqft |
| Basement Area | 200 sqft |
| Unfinished Basement | 200 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,654,409 sqft (37.9 acres) |
| Heating System | HVAC |
|---|
| Account Number | 724 |
|---|---|
| Street Address | 523 LOWER DEDHAM RD |
| City | HOLDEN |
| State | ME |
| Zip | 04429-7510 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Lot Number | 26 |
| Jurisdiction | HOLDEN ME |
| Township / Civil Division | HOLDEN |
| Census Block Group | 6 |
| Census Block | 6010 |
| Census Tract | 9000 |
Source: Penobscot County and Holden Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30 CHAMBERLAIN ST, 1, BREWER, ME 04412-1902 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 4, 2024 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION |
| Sep 30, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY CREDIT UNION |
| Mar 7, 2024 | Foreclosure · Stand-Alone First Mortgage BREWER FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on Record |
| Deed Sale | Sep 30, 2024 · Amount on Record |
| Prior Sale | Mar 7, 2024 · Amount on Record |
| Deed Book / Page | 17283 / 10 |
| Prior Transfer Date | Mar 6, 2024 |
| Prior Transfer Doc | 0170840295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN ME |
| Property Address | 523 LOWER DEDHAM RD, HOLDEN, ME 04429-7510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0173510001 |
|---|---|
| Date | Dec 4, 2024 |
| Book Page | 17351/1 |
| Instrument | 30079 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN ME |
| Recording Date | Sep 30, 2024 |
| Property Address | 523 LOWER DEDHAM RD, HOLDEN, ME 04429-7510 |
| Document Number | 0172830010 |
| Book / Page | 17283 / 10 |
| Instrument Date | Sep 26, 2024 |
| Instrument | 24098 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 30 CHAMBERLAIN ST # 1, 1, BREWER, ME 04412-1902 |
| Document Number | 0000024099 |
|---|---|
| Date | Sep 30, 2024 |
| Instrument | 24099 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | HOLDEN ME |
| Recording Date | Mar 7, 2024 |
| Property Address | 523 LOWER DEDHAM RD, HOLDEN, ME 04429-7510 |
| Document Number | 0170840295 |
| Book / Page | 17084 / 295 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 4657 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 SMITH RD, HERMON, ME 04401-0749 |
| Document Number | 0000004658 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 4658 |
| Name | BREWER FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Penobscot County and Holden Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Holden Town |
| Unified School District | School Administrative District 63 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,017.00 (-69.17%) | $81,710 (-52.07%) Land $81,710 |
| 2024 | $3,299.00 (+5.47%) | $170,480 (-) Land $70,850 Building $99,630 |
| 2023 | $3,128.00 (+2.79%) | $170,480 (-) Land $70,850 Building $99,630 |
| 2022 | $3,043.00 | $170,480 Land $70,850 Building $99,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Premium Choice Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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