523 Laurel St, Highlands, NC 28741 Property Records

Macon County property record for 523 Laurel St, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,166 sqft · built 2012
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$1,502,000 (Oct 2025)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`7540419779`

Property Details

APN / Parcel Number

Primary APN	`7540419779`
Alternative APNs	`0501142` `150167` `155428`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,166 sqft Heated Area
1st Floor Area	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Carport
Garage Area	143 sqft
Carport	Carport
Carport Area	143 sqft

Exterior Amenities

Porch	Patio
Porch Area	110 sqft
Deck Area	334 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	155428
Street Address	523 LAUREL ST
City	HIGHLANDS
State	NC
Zip	28741-8377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2
Legal Description	LAUREL ST
Legal Subdivision	LAUREL ST
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1056
Census Tract	970501

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	425 FOREST HILLS DR, SANDY SPRINGS, GA 30342-2333
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 13, 2023	Intrafamily Transfer, Transfer
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	20256039
Deed Book / Page	43 / 549
Prior Transfer Date	Jun 26, 2023
Prior Transfer Doc	00P42/1771
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 29, 2025
Property Address	523 LAUREL ST, HIGHLANDS, NC 28741-8377
Document Number	00C44/1244
Book / Page	C-44 / 1244
Map Reference	CARD 11613
Instrument Date	Oct 17, 2025
Instrument	2025006626
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 FOREST HILLS DR, ATLANTA, GA 30342-2333

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 6, 2025
Property Address	523 LAUREL ST, HIGHLANDS, NC 28741-8377
Document Number	000Z43/549
Book / Page	Z-43 / 549
Map Reference	CARD 11613
Instrument Date	Sep 25, 2025
Instrument	2025006039
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,004.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 LAUREL ST, HIGHLANDS, NC 28741-8377

Mortgage

Document Number	2025006040
Date	Oct 6, 2025
Instrument	2025006040

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jul 13, 2023
Property Address	523 LAUREL ST, HIGHLANDS, NC 28741-8377
Document Number	00P42/1771
Book / Page	P-42 / 1771
Instrument Date	Jun 26, 2023
Instrument	2023004207
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 DELAHOW ST, DANIEL ISLAND, SC 29492-8277

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 23, 2021
Property Address	523 LAUREL ST, HIGHLANDS, NC 28741-8377
Document Number	C41/1188
Book / Page	C-41 / 1188
Map Reference	CAB 11613
Instrument Date	Jun 16, 2021
Instrument	2021007073
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 DALTON ST, DANIEL ISLAND, SC 29492-7959

Mortgage

Document Number	2021007074
Date	Jul 23, 2021
Instrument	2021007074

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,930 (+3.17%) Land $334,560 Building $447,370	$781,930 (+3.17%) Land $334,560 Building $447,370
2025	$3,085.00 (+4.33%)	$757,910 (+4.06%) Land $334,560 Building $423,350	$757,910 (+4.06%) Land $334,560 Building $423,350
2023	$2,957.00 (+49.27%)	$728,340 (+128.01%) Land $334,560 Building $393,780	$728,340 (+128.01%) Land $334,560 Building $393,780
2022	$1,981.00	$319,430 Land $137,090 Building $182,340	$319,430 Land $137,090 Building $182,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Frontier, Hotwire Communications, Verizon.

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