523 Laurel Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 523 Laurel Rd, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,184 sqft · built 1980
Lot Size	0.409 acres (17,835 sqft)
Owner	2 Company Names on File
Last Sale	$380,000 (Feb 2016)
Tax Bill	$5,557 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-321-90020937`

Property Details

APN / Parcel Number

Primary APN	`02-321-90020937`
Alternative APNs	`2-321-90020937` `32190020937`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,184 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	1,456 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	17,835 sqft (0.409 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	144 sqft
Patio Area	924 sqft
Shed	1 Shed
Shed Area	112 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	32190020937
Street Address	523 LAUREL RD
City	RIVA
State	MD
Zip	21140-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 7R BK H & 10 STRP 523 LAUREL RD GLEN ISLE
Legal Subdivision	GLEN ISLE
Legal Block	H
Legal Lot Number	7R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2031
Census Tract	702300

Owner

Source: Anne Arundel County records · APN 02-321-90020937

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	523 LAUREL RD, RIVA, MD 21140-1034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2026	Intrafamily Transfer, Transfer
Jan 06, 2026	Intrafamily Transfer, Transfer
Dec 07, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jan 10, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 22, 2021	Intrafamily Transfer, Transfer ABODE SETTLEMENT GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2016 · Amount on Record
Deed Sale	Feb 03, 2016 · Amount on Record
Prior Sale	Nov 14, 1986 · Amount on Record
Deed Book / Page	29242 / 95
Last Transfer Date	Jan 07, 2026
Transfer Doc	0419720264
Record Updated	Jun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 07, 2026
Property Address	523 LAUREL RD, RIVA, MD 21140-1034
Document Number	0419720264
Book / Page	41972 / 264
Map Reference	LB WGL 3048 FO 378
Instrument Date	Sep 18, 2024
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	523 LAUREL RD, RIVA, MD 21140-1034

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 06, 2026
Property Address	523 LAUREL RD, RIVA, MD 21140-1034
Document Number	0419660380
Book / Page	41966 / 380
Map Reference	LB WGL 3048 FO 378
Instrument Date	Sep 18, 2024
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	523 LAUREL RD, RIVA, MD 21140-1034

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	523 LAUREL RD, RIVA, MD 21140-1034
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0393190001
Date	Dec 07, 2022
Book Page	39319/1

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	523 LAUREL RD, RIVA, MD 21140-1034
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0327990275
Date	Jan 10, 2019
Book Page	32799/275

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	523 LAUREL RD, RIVA, MD 21140-1034
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ABODE SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 LAUREL RD, RIVA, MD 21140-1034

Mortgage

Document Number	0354320067
Date	Oct 20, 2020
Book Page	35432/67

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 22, 2021
Property Address	523 LAUREL RD, RIVA, MD 21140-1034
Document Number	0363910474
Book / Page	36391 / 474
Map Reference	LB 4320 FO 429
Instrument Date	Oct 09, 2020
Transaction Type	Transfer
Record Updated	Jun 02, 2021
Title Company	ABODE SETTLEMENT GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 LAUREL RD, RIVA, MD 21140-1034

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,557.00 (+2.55%) Homeowner's exemption	$557,633 (+21.04%)	$606,100 (+31.56%) Land $298,400 Building $307,700
2024	$5,419.00 (+15.1%)
2023	$4,708.00 Homeowner's exemption	$460,700 Land $251,500 Building $209,200	$460,700 Land $251,500 Building $209,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Based on FCC filings for 98 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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