523 Lakeview Dr, Oswego, IL 60543 Property Records

Kendall County property record for 523 Lakeview Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,966 sqft · built 1993
Lot Size0.231 acres (10,058 sqft)
Owner2 Individual Names on File
Last Sale$176,600 (Nov 1992)
Tax Bill$10,288 (2024)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-20-178-020

Property Details

APN / Parcel Number

Primary APN03-20-178-020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,966 sqft Living Area
Gross Area3,590 sqft
1st Floor Area1,966 sqft
Basement Area1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,058 sqft (0.231 acres)
Lot Dimensions116 ft deep x 80 ft wide
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address523 LAKEVIEW DR
CityOSWEGO
StateIL
Zip60543-8749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 119 LAKE VIEW ESTATES UNIT 3 VILLAGE OF OSWEGO
Legal SubdivisionLAKE VIEW ESTATES
Legal Lot Number119
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3005
Census Tract890106

Owner

Source: Kendall County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2826 N ORCHARD ST, CH, CHICAGO, IL 60657-5214
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 1, 1992 · Amount on Record
Deed SaleNov 1, 1992 · Amount on Record
Deed Document Number199211768
Last Transfer DateDec 4, 2024
Transfer Doc0000015345
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address523 LAKEVIEW DR, OSWEGO, IL 60543-8749
Transaction TypeMortgage
Record UpdatedMay 9, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 LAKEVIEW DR, OSWEGO, IL 60543-8749

Mortgage

Document Number0000007725
DateApr 29, 2022
Instrument202200007725
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 6, 2052
Interest
Rate TypeAdjustable Rate
Rate4.45%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$141,880 (+6%) Land $34,850 Building $107,030$425,640 (+6%) Land $104,550 Building $321,090
2024$10,288.00$133,849 (+24.3%) Land $32,877 Building $100,972$401,547 (+24.3%) Land $98,631 Building $302,916
2022$107,683 Land $26,450 Building $81,233$323,049 Land $79,350 Building $243,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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