523 Joyce St, Livermore, CA 94550 Property Records

Alameda County property record for 523 Joyce St, Livermore, CA 94550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,853 sqft · built 1968
Lot Size	0.303 acres (13,200 sqft)
Owner	Trust Name on File
Tax Bill	$7,059 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`99A-1439-18`

Property Details

APN / Parcel Number

Primary APN	`99A-1439-18`
Alternative APN	`099A-1439-018-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,853 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	200 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 JOYCE ST
City	LIVERMORE
State	CA
Zip	94550-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00036 BLK: TR: 2694
Legal Subdivision	2694 LIVERMORE
Legal Tract	2694
Legal Lot Number	36
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	1
Census Block	1039
Census Tract	451504

Owner

523 Joyce St is owner-occupied and held in a trust since December 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	523 JOYCE ST, LIVERMORE, CA 94550-2310
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNCLE CU
Jan 29, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 15, 2020	Deed of Trust, Mortgage · Line of Credit UNCLE CU
Mar 6, 2018	Quit Claim Deed, Transfer · Conventional Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2012
Deed Sale	Feb 28, 2012
Prior Sale	Jun 3, 2011 · Amount on File
Deed Document Number	201265070
Last Transfer Date	Dec 11, 2020
Transfer Doc	0000037205
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	523 JOYCE ST, LIVERMORE, CA 94550-2310
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 JOYCE ST, LIVERMORE, CA 94550-2310

Mortgage

Document Number	0000087965
Date	Mar 3, 2021
Instrument	2021087965

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 29, 2021
Property Address	523 JOYCE ST, LIVERMORE, CA 94550-2310
Document Number	0000037205
Instrument Date	Dec 11, 2020
Instrument	37205
Transaction Type	Transfer
Record Updated	Mar 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	523 JOYCE ST LIVERMORE CA 945502310, LIVERMORE, CA 94550-2310

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	523 JOYCE ST, LIVERMORE, CA 94550-2310
Document Number	0000065284
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	523 JOYCE ST LIVERMORE CA 945502310, LIVERMORE, CA 94550-2310

Mortgage

Document Number	0000065284
Date	Mar 19, 2020
Instrument	65284

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 18, 2045

Interest

Rate Type	Adjustable Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 6, 2018
Property Address	523 JOYCE ST, LIVERMORE, CA 94550-2310
Document Number	0000045698
Instrument Date	Feb 7, 2018
Instrument	45698
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	523 JOYCE ST LIVERMORE CA 945502310, LIVERMORE, CA 94550-2310

Mortgage

Document Number	45699
Date	Mar 6, 2018
Instrument	45699

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 5, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 523 Joyce St was $7,059 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,754 (+0.67%) Land $160,726 Building $375,028
2025	$7,059.00 Homeowner's exemption	$525,250 Land $157,575 Building $367,675
2023	$6,802.00 Homeowner's exemption	$504,861 Land $151,458 Building $353,403	$1,103,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 Joyce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Joyce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVERMORE serves 38,892 people · EPA ID CA0110011
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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