523 Jefferson Ave, Defiance, OH 43512 Property Records

Defiance County property record for 523 Jefferson Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,433 sqft · built 1880
Lot Size	0.139 acres (6,072 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Mar 1998)
Tax Bill	$2,905 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B011019000600`

Property Details

APN / Parcel Number

Primary APN	`B011019000600`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,433 sqft Living Area
Gross Area	4,665 sqft
1st Floor Area	1,482 sqft
Upper Floors Area	318 sqft
Basement Area	653 sqft
Unfinished Basement	653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,072 sqft (0.139 acres)
Lot Dimensions	132 ft deep x 46 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	290 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 JEFFERSON AVE
City	DEFIANCE
State	OH
Zip	43512-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION BLOCK 7 LOT 7
Legal Subdivision	FIRST ADDITION
Legal Block	7
Legal Lot Number	7
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	1
Census Block	1003
Census Tract	958700

Owner

523 Jefferson Ave is owned and occupied by an individual who acquired it in December 2008.

Source: Defiance County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	523 JEFFERSON AVE, DEFIANCE, OH 43512-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
May 28, 2020	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Apr 29, 2020	Deed of Trust, Mortgage MIDWEST COMMUNITY FCU
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 1998 · Amount on File
Deed Sale	Mar 13, 1998 · Amount on File
Prior Sale	Oct 23, 1995
Last Transfer Date	Dec 31, 2008
Transfer Doc	00331/0347
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	523 JEFFERSON AVE, DEFIANCE, OH 43512-2611
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 JEFFERSON AVE, DEFIANCE, OH 43512-2611

Mortgage

Document Number	439/1422
Date	Jun 18, 2021
Book Page	439/1422
Instrument	202100003322

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jun 28, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	523 JEFFERSON AVE, DEFIANCE, OH 43512-2611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	428/1028
Date	May 28, 2020
Book Page	428/1028
Instrument	202000002269

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	May 28, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	523 JEFFERSON AVE, DEFIANCE, OH 43512-2611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427/1710
Date	Apr 29, 2020
Book Page	427/1710
Instrument	202000001793

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	523 JEFFERSON AVE, DEFIANCE, OH 43512-2611
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	406/2751
Date	Sep 27, 2017
Book Page	406/2751
Instrument	201700004079

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 523 Jefferson Ave was $2,905.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,905.00	$76,240 (-) Land $3,330 Building $72,910
2024	$2,905.00 (+1.22%)	$76,240 (-) Land $3,330 Building $72,910	$217,810 (-0.01%) Land $9,510 Building $208,300
2023	$2,870.00 (+10.51%)	$76,240 (+22.95%) Land $3,330 Building $72,910	$217,828 Land $9,514 Building $208,314
2022	$2,597.00	$62,010 Land $3,300 Building $58,710
2020			$177,180 Land $9,430 Building $167,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1978–2009)
Claims Outside the SFHA	6 of 43
Most Recent Claim	Mar 2009 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 523 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber, RTEC Communications, Verizon.

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