523 Jackson St, Genoa, IL 60135 Property Records

DeKalb County property record for 523 Jackson St, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.265 acres (11,550 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Dec 2020)
Tax Bill	$4,563 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-19-380-005`

Property Details

APN / Parcel Number

Primary APN	`03-19-380-005`

Exterior

Lot Area	11,550 sqft (0.265 acres)
Lot Dimensions	165 ft deep x 70 ft wide

Location & Zoning

Account Number	0319380005
Street Address	523 JACKSON ST
City	GENOA
State	IL
Zip	60135-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 (EX W 21.50FT & E 4FT) - PERKINS ADDITION
Legal Subdivision	PERKINS ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1027
Census Tract	100

Owner

523 Jackson St is owned and occupied by two individuals who bought it in December 2020.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 JACKSON ST, GENOA, IL 60135-1141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK
Dec 3, 2020	Grant Deed, Transfer · FHA Mortgage MYCUMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Mar 1, 2010
Deed Document Number	202012887
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	523 JACKSON ST, GENOA, IL 60135-1141
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 JACKSON ST, GENOA, IL 60135-1141

Mortgage

Document Number	0000002686
Date	Apr 21, 2023
Instrument	2023002686

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Mar 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 3, 2020
Property Address	523 JACKSON ST, GENOA, IL 60135-1141
Document Number	0000012887
Instrument Date	Nov 30, 2020
Instrument	12887
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	217 S WASHINGTON ST #4 GENOA IL 601351416, 4, GENOA, IL 60135-1416

Mortgage

Document Number	12888
Date	Dec 3, 2020
Instrument	12888

Lender

Name	MYCUMORTGAGE
Type	Mortgage Company
Address	BEAVERCREEK, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,372 Land $13,222 Building $57,150	$211,116 Land $39,666 Building $171,450
2024	$4,563.00
2023		$57,894 Land $11,315 Building $46,579	$173,682 Land $33,945 Building $139,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 Jackson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Jackson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
DNA Communications DSL	150 / 40

May also be available: Fox Valley Internet.

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