523 Ivy Ln, Lowell, IN 46356 Property Records

Lake County property record for 523 Ivy Ln, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,484 sqft · built 2004
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Dec 2016)
Tax Bill	$3,600 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0221-0036`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0221-0036`
Alternative APNs	`45-19-22-179-002.000-038` `290402210036`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,484 sqft Living Area
Gross Area	3,012 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	150 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	523 IVY LN
City	LOWELL
State	IN
Zip	46356-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	VILLAGE GREEN SUBDIVISION PHASE ONE LOT 36
Legal Subdivision	VILLAGE GREEN SUBDIVISION PHASE ONE
Legal Lot Number	36
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	3
Census Block	3003
Census Tract	43401

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	523 IVY LN, LOWELL, IN 46356-8201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Sep 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2016 · Amount on Record
Deed Sale	Dec 6, 2016 · Amount on Record
Deed Document Number	201682506
Last Transfer Date	Aug 6, 2025
Transfer Doc	0000030162
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	523 IVY LN, LOWELL, IN 46356-8201
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 IVY LN, LOWELL, IN 46356-8201

Mortgage

Document Number	0000043887
Date	Oct 28, 2022
Instrument	2022-543887

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	523 IVY LN, LOWELL, IN 46356-8201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065416
Date	Sep 25, 2019
Instrument	2019 065416

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$357,700 (+2.35%) Land $57,900 Building $299,800	$357,700 (+2.35%) Land $57,900 Building $299,800
2024	$3,600.00 (+8.43%)
2023		$349,500 (+4.67%) Land $57,900 Building $291,600	$349,500 (+4.67%) Land $57,900 Building $291,600
2022	$3,320.00 Homeowner's exemption	$333,900 Land $57,900 Building $276,000	$333,900 Land $57,900 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1978–2019)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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