523 Hughes Rd, Hampstead, NC 28443 Property Records

Pender County property record for 523 Hughes Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,122 sqft · built 2018
Lot Size	0.844 acres (36,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Oct 2016)
Tax Bill	$9,880 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`3282-90-4291-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-90-4291-0000`
Alternative APNs	`400972876` `972876`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,122 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	36,765 sqft (0.844 acres)
Lot Dimensions	310 ft deep x 115 ft wide
Porch	Slab
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	400972876
Street Address	523 HUGHES RD
City	HAMPSTEAD
State	NC
Zip	28443-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	LOT 91 PB 12/1 WASHINGTON ACRES
Legal Subdivision	WASHINGTON ACRES
Legal Tract	A
Legal Lot Number	91
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920202

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4409 SOUTHFIELD CT, WILMINGTON, NC 28405-7495
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 21, 2020	Loan Modification, Mortgage FIRST BK
May 26, 2017	Deed of Trust, Construction Loan · Construction Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2016 · Amount on Record
Deed Sale	Oct 24, 2016 · Amount on Record
Prior Sale	Oct 30, 2002 · Amount on Record
Deed Book / Page	4631 / 44
Prior Transfer Date	Oct 22, 2009
Prior Transfer Doc	0037680025
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	523 HUGHES RD, HAMPSTEAD, NC 28443-2125
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047512307
Date	May 11, 2021
Book Page	4751/2307

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	523 HUGHES RD, HAMPSTEAD, NC 28443-2125
Document Number	0047092373
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 HUGHES RD HAMPSTEAD NC 284432125, HAMPSTEAD, NC 28443-2125

Mortgage

Document Number	0047092373
Date	Apr 22, 2020
Book Page	004709/002373
Instrument	20062534

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4%

May 2017: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	May 26, 2017
Property Address	523 HUGHES RD, HAMPSTEAD, NC 28443-2125
Document Number	0046432666
Book / Page	004643 / 002666
Instrument Date	May 24, 2017
Instrument	20024168
Transaction Type	Construction Loan
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4409 SOUTHFIELD CT WILMINGTON NC 284057495, WILMINGTON, NC 28405-7495

Mortgage

Document Number	46432666
Date	May 26, 2017
Book Page	004643/002666
Instrument	20024168

Lender

Name	FIRST BK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,880.00 (+17.24%)	$1,023,596 (+1.12%) Land $91,077 Building $932,519	$1,023,596 (+1.12%) Land $91,077 Building $932,519
2023		$1,012,252 (-) Land $245,722 Building $766,530	$1,012,252 (-) Land $245,722 Building $766,530
2022	$8,427.00	$1,012,252 Land $245,722 Building $766,530	$1,012,252 Land $245,722 Building $766,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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