McLennan County property record for 523 Herring Ave, Waco, TX 76708
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 2 ba · 2,432 sqft · built 1910 |
| Lot Size | 0.241 acres (10,488 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,879 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-022200-001100-1 |
| Primary APN | 48-022200-001100-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Gross Area |
| 1st Floor Area | 2,080 sqft |
| 2nd Floor Area | 352 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 10,488 sqft (0.241 acres) |
| Lot Dimensions | 184 ft deep x 57 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 3,200 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 288 sqft |
| Patio Area | 80 sqft |
| Canopy | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 523 HERRING AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-3638 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R1B |
| Legal Description | HERRING M D LOT D6 BLOCK 117 ACRES .2408 |
| Legal Subdivision | HERRING M D |
| Legal Block | 117 |
| Legal Lot Number | D6 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1300 |
523 Herring Ave, a commercial property, is owned by an individual who acquired it in March 2011.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 HERRING AVE, WACO, TX 76708-3638 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| Jan 8, 2021 | Warranty Deed, Transfer NOT AVAILABLE |
| Jun 25, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2011 |
| Transfer Doc | 0000014420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 523 HERRING AVE, WACO, TX 76708-3638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037278 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 2017037278 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 8, 2021 |
| Property Address | 523 HERRING AVE, WACO, TX 76708-3638 |
| Document Number | 0000000810 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 810 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 HUNTON LN ROBINSON TX 767065217, ROBINSON, TX 76706-5217 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 25, 2020 |
| Property Address | 523 HERRING AVE, WACO, TX 76708-3638 |
| Document Number | 0000020860 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 20860 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 523 HERRING AVE WACO TX 767083638, WACO, TX 76708-3638 |
The 2025 property tax bill for 523 Herring Ave was $4,879, up 3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,000 (-17.07%) Land $5,050 Building $174,950 | $180,000 (-17.07%) Land $5,050 Building $174,950 | |
| 2025 | $4,879.00 (+3%) | $217,040 Land $20,980 Building $196,060 | $217,040 Land $20,980 Building $196,060 |
| 2024 | $4,737.00 | ||
| 2023 | $210,000 Land $20,980 Building $189,020 | $210,000 Land $20,980 Building $189,020 | |
| 2022 | $4,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Herring Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Herring Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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