Garrard County property record for 523 Harmons Lick Rd, Crab Orchard, KY 40419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · built 1991 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $76 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-48 |
| Primary APN | 45-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 2653 |
|---|---|
| Street Address | 523 HARMONS LICK RD |
| City | CRAB ORCHARD |
| State | KY |
| Zip | 40419-9665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | PAINT LICK |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970400 |
523 Harmons Lick Rd is owned and occupied by an individual.
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 HARMONS LICK RD, CRAB ORCHARD, KY 40419-9665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 523 Harmons Lick Rd was $76, up 153.3% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,500 (-) Land $7,500 | $7,500 (-) Land $7,500 | |
| 2025 | $76.00 (+153.33%) | $7,500 (+15%) Land $7,500 | $7,500 (+15%) Land $7,500 |
| 2024 | $30.00 (-3.23%) | $3,000 (-) Land $3,000 | $3,000 (-) Land $3,000 |
| 2023 | $31.00 | $3,000 (-) Land $3,000 | $3,000 (-) Land $3,000 |
| 2022 | $31.00 | $3,000 Land $3,000 | $3,000 Land $3,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Harmons Lick Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Harmons Lick Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 3 |
May also be available: kywimax.
5G and 4G LTE (outdoors only)
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