Cape Girardeau County property record for 523 Francis Dr, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1996 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,360 (May 2024) |
| Tax Bill | $1,247 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143080006001000000 |
| Primary APN | 143080006001000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Basement Area | 1,170 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 15,115 sqft (0.347 acres) |
| Lot Dimensions | 103 ft deep x 147 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 523 FRANCIS DR |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SUNSET HILLS UNIT NO 4 10/38 |
| Legal Range | 12E |
| Legal Township | 31S |
| Legal Section | 01 |
| Legal Subdivision | SUNSET HILLS |
| Legal Lot Number | 7 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 880501 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 523 FRANCIS DR, JACKSON, MO 63755-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MTG CORP |
| Oct 4, 2017 | Deed of Trust, Mortgage · ARM BANTERRA BANK |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANTERRA BANK |
| Sep 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WOOD & HUSTON BANK |
| Oct 4, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Prior Sale | Oct 4, 2017 · Amount on Record |
| Deed Document Number | 20243518 |
| Prior Transfer Date | Sep 9, 2021 |
| Prior Transfer Doc | 0202112329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 523 FRANCIS DR, JACKSON, MO 63755-1321 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202508001 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-08001 |
| Name | AMERICAN PACIFIC MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 523 FRANCIS DR, JACKSON, MO 63755-1321 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201711272 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 201711272 |
| Name | BANTERRA BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.2% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 523 FRANCIS DR, JACKSON, MO 63755-1321 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201909066 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 2019-09066 |
| Name | BANTERRA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Sep 13, 2021 |
| Property Address | 523 FRANCIS DR, JACKSON, MO 63755-1321 |
| Document Number | 0202112329 |
| Map Reference | PB 10 PG 24 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021-12329 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 FRANCIS DR, JACKSON, MO 63755-1321 |
| Document Number | 0202112330 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-12330 |
| Name | WOOD & HUSTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Oct 4, 2017 |
| Property Address | 523 FRANCIS DR, JACKSON, MO 63755-1321 |
| Document Number | 0000011269 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 11269 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1430 DOUGLAS DR JACKSON MO 637551314, JACKSON, MO 63755-1314 |
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Jackson City |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,400 (-) Land $2,880 Building $21,520 | $128,394 (-) Land $15,153 Building $113,241 | |
| 2025 | $1,247.00 (+5.14%) | $24,400 (+5.04%) Land $2,880 Building $21,520 | $128,394 (+5%) Land $15,153 Building $113,241 |
| 2023 | $1,186.00 | $23,230 Land $2,740 Building $20,490 | $122,280 Land $14,431 Building $107,849 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON PWS serves 15,000 people · EPA ID MO4010404 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Big River Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures