Garrard County property record for 523 Fall Lick Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · built 1968 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Sep 2022) |
| Tax Bill | $2,648 (2025) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-46 |
| Primary APN | 35-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 94,525 sqft (2.17 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 24484 |
|---|---|
| Street Address | 523 FALL LICK RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.17 AC FALL LICK RD |
| Legal Subdivision | COCHRAN ACRES 2 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970300 |
523 Fall Lick Rd is owned and occupied by an individual who bought it in September 2022.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 FALL LICK RD, LANCASTER, KY 40444-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on File |
| Deed Sale | Sep 16, 2022 · Amount on File |
| Deed Document Number | 2022171859 |
| Deed Book / Page | 317 / 914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Sep 16, 2022 |
| Property Address | 523 FALL LICK RD, LANCASTER, KY 40444-9757 |
| Document Number | 00D371/914 |
| Book / Page | D371 / 914 |
| Map Reference | DB 141 PG 635 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 171859 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 520 DALE AVE, LOUISVILLE, KY 40214-1333 |
| Name | Verified Name |
|---|---|
| Address | 523 FALL LICK RD, LANCASTER, KY 40444-9757 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 523 Fall Lick Rd was $2,648, up 18.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,000 (-) Land $45,000 Building $205,000 | $250,000 (-) Land $45,000 Building $205,000 | |
| 2025 | $2,648.00 (+18.48%) | $250,000 (+19.05%) Land $45,000 Building $205,000 | $250,000 (+19.05%) Land $45,000 Building $205,000 |
| 2024 | $2,235.00 (-2.74%) | $210,000 (-) Land $45,000 Building $165,000 | $210,000 (-) Land $45,000 Building $165,000 |
| 2023 | $2,298.00 (+320.88%) | $210,000 (+133.33%) Land $45,000 Building $165,000 | $210,000 (+133.33%) Land $45,000 Building $165,000 |
| 2022 | $546.00 Homeowner's exemption | $90,000 Land $25,000 Building $65,000 | $90,000 Land $25,000 Building $65,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 523 Fall Lick Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Fall Lick Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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