523 Epsom Rd, Baltimore (Towson), MD 21286 Property Records

Baltimore County property record for 523 Epsom Rd, Baltimore, MD 21286

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,442 sqft · built 1957
Lot Size0.472 acres (20,567 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Jul 2016)
Tax Bill$3,015 (2023)
Deeds & MortgagesSep 2017 Line of Credit
APN09-0907410080

Property Details

APN / Parcel Number

Primary APN09-0907410080
Alternative APNs
  • 90907410080
  • 0907410080

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,442 sqft Total Area
1st Floor Area2,442 sqft
Attic Area250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleConventional
Exterior MaterialStone
Roof MaterialComposition Shingle
Lot Area20,567 sqft (0.472 acres)
Lot Width132 ft Width
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number0907410080
Old Parcel Number90907410080
Street Address523 EPSOM RD
CityBALTIMORE
StateMD
Zip21286-2955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT SS EPSOM RD 523 EPSOM RD 320FT NW PROVIDENCE RD
Legal Lot NumberS
JurisdictionBALTIMORE MD
Township / Civil Division9
Census Block Group3
Census Block3002
Census Tract490900

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address523 EPSOM RD, BALTIMORE, MD 21286-2955
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2016 · Amount on Record
Deed SaleJul 21, 2016 · Amount on Record
Prior SaleSep 5, 2001 · Amount on Record
Deed Document Number550273
Deed Book / Page37776 / 147
Record UpdatedJun 7, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address523 EPSOM RD, BALTIMORE, MD 21286-2955
Document Number0395910246
Book / Page039591 / 000246
Instrument DateSep 6, 2017
Transaction TypeMortgage
Record UpdatedNov 13, 2017
Title CompanyFRONTIER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 EPSOM RD BALTIMORE MD 212862955, BALTIMORE, MD 21286-2955

Mortgage

Document Number0395910246
DateNov 3, 2017
Book Page039591/000246
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 2, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,015.00$451,800$506,000 Land $122,500 Building $383,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Nearby Properties on Epsom Rd

Nearby Streets

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