Morgan County property record for 523 Ensign St, Fort Morgan, CO 80701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,984 sqft · built 1896 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,364 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1229-063-05-003 |
| Primary APN | 1229-063-05-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,984 sqft Total Area |
| 1st Floor Area | 874 sqft |
| Upper Floors Area | 536 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 270 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 523 ENSIGN ST |
|---|---|
| City | FORT MORGAN |
| State | CO |
| Zip | 80701-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD FORT MORGAN ORIGINAL TOWN FM BLOCK 05 LOT 03 |
| Legal Subdivision | FORT MORGAN ORIGINAL TOWN |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | FORT MORGAN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 500 |
523 Ensign St is owned and occupied by an individual.
Source: Morgan County records, as of March 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 ENSIGN ST, FORT MORGAN, CO 80701-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 523 Ensign St was $1,364, up 16.2% from the year before.
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Fort Morgan City |
| Unified School District | Fort Morgan School District RE-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,364.00 (+16.18%) | $16,200 (+10.43%) Land $2,920 Building $13,280 | $259,270 (+18.42%) Land $46,730 Building $212,540 |
| 2024 | $1,174.00 (-1.34%) | $14,670 (-20.05%) Land $2,500 Building $12,170 | $218,950 (-20.08%) Land $37,350 Building $181,600 |
| 2023 | $1,190.00 (+2.67%) | $18,350 (+29.68%) Land $3,130 Building $15,220 | $273,950 (+34.55%) Land $46,730 Building $227,220 |
| 2022 | $1,159.00 | $14,150 Land $3,060 Building $11,090 | $203,610 Land $44,100 Building $159,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Ensign St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Jul 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 523 Ensign St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FT MORGAN serves 12,000 people · EPA ID CO0144005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Viaero Wireless.
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