Cape Girardeau County property record for 523 Elm St, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,261 sqft · built 1959 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,310 (Jan 2024) |
| Tax Bill | $1,118 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143100004008000000 |
| Primary APN | 143100004008000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| Basement Area | 1,247 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 11,064 sqft (0.254 acres) |
| Lot Dimensions | 161 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 523 ELM ST |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 2 C.M. LUETJE SUBD 06/38 |
| Legal Range | 12E |
| Legal Township | 31S |
| Legal Section | 02 |
| Legal Subdivision | M. LUETJE SUBD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 880401 |
Source: Cape Girardeau County records · APN 143100004008000000
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 ELM ST, JACKSON, MO 63755-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jan 08, 2024 | Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2024 · Amount on Record |
| Deed Sale | Jan 08, 2024 · Amount on Record |
| Prior Sale | Jan 31, 2006 · Amount on Record |
| Deed Document Number | 2024163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 523 ELM ST, JACKSON, MO 63755-1241 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202110647 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 2021-10647 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Jan 08, 2024 |
| Property Address | 523 ELM ST, JACKSON, MO 63755-1241 |
| Document Number | 0202400163 |
| Map Reference | PB 6 PG 38 |
| Instrument Date | Jan 05, 2024 |
| Instrument | 2024-00163 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 523 ELM ST, JACKSON, MO 63755-1241 |
| Document Number | 0202400164 |
|---|---|
| Date | Jan 08, 2024 |
| Instrument | 2024-00164 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
Source: Cape Girardeau County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Jackson City |
| Unified School District | Jackson R-II School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,870 (-) Land $2,360 Building $19,510 | $115,109 (-) Land $12,440 Building $102,669 | |
| 2025 | $1,118.00 (+5.08%) | $21,870 (+4.99%) Land $2,360 Building $19,510 | $115,109 (+5%) Land $12,440 Building $102,669 |
| 2023 | $1,064.00 | $20,830 Land $2,250 Building $18,580 | $109,628 Land $11,848 Building $97,780 |
Source: FEMA National Flood Hazard Layer as of January 19, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Big River Telephone Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 290 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JACKSON PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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