523 E Tower Ave, Fresno, CA 93706 Property Records

Fresno County property record for 523 E Tower Ave, Fresno, CA 93706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,557 sqft · built 1978
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Nov 2020)
Tax Bill$2,049 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN478-232-32

Property Details

APN / Parcel Number

Primary APN478-232-32

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,557 sqft Living Area
1st Floor Area1,557 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleL-Shape
Construction TypeFrame
Lot Area8,100 sqft (0.186 acres)
Lot Dimensions135 ft deep x 60 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address523 E TOWER AVE
CityFRESNO
StateCA
Zip93706-4820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 48 TRACT NO 2306 BANNEKER PARK
Legal Subdivision2306 BANNEKER PARK
Legal Tract2306
Legal Lot Number48
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group3
Census Block3023
Census Tract902

Owner

523 E Tower Ave is owned and occupied by two individuals who bought it in November 2020.

Source: Fresno County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address523 E TOWER AVE, FRESNO, CA 93706-4820
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2020 · Amount on File
Deed SaleNov 3, 2020 · Amount on File
Prior SaleAug 16, 2002 · Amount on File
Deed Document Number2020157110
Prior Transfer DateJun 24, 1995
Prior Transfer Doc0000078597
Record UpdatedSep 20, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateNov 3, 2020
Property Address523 E TOWER AVE, FRESNO, CA 93706-4820
Document Number0000157110
Map ReferenceMB 28 PG 49&50
Instrument DateSep 21, 2020
Instrument2020-0157110
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address523 E TOWER AVE, FRESNO, CA 93706-4820

Mortgage

Document Number0000157111
DateNov 3, 2020
Instrument2020-0157111
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 523 E Tower Ave was $2,049.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictWashington Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$182,171 (+2%) Land $38,641 Building $143,530
2025$2,049.00$178,600 Land $37,884 Building $140,716
2023$2,037.00 (+2.31%)$171,666 Land $36,414 Building $135,252
2022$1,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 523 E Tower Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 E Tower Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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