523 E Spruce St, Caldwell, ID 83605 Property Records

Canyon County property record for 523 E Spruce St, Caldwell, ID 83605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$113,900 (Oct 2009)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0622300000`

Property Details

APN / Parcel Number

Primary APN	`R0622300000`
Alternative APNs	`C80800020080` `06223000 0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,570 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	1,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	514 sqft
Deck Area	75 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0622300000
Street Address	523 E SPRUCE ST
City	CALDWELL
State	ID
Zip	83605-5757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34-4N-3W NW SPRING MEADOW LOT 8 BLK 2
Legal Range	3W
Legal Township	4N
Legal Section	34
Legal Quarter	NW
Legal Subdivision	SPRING MEADOW
Legal Block	2
Legal Lot Number	8
Jurisdiction	CANYON ID
Township / Civil Division	CALDWELL
Census Block Group	3
Census Block	3006
Census Tract	21701

Owner

523 E Spruce St is owner-occupied and held in a trust since April 2024.

Source: Canyon County records, as of August 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	523 E SPRUCE ST, CALDWELL, ID 83605-5757
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 8, 2024	Intrafamily Transfer, Transfer
Jun 24, 2019	Deed of Trust, Mortgage QUICKEN LNS
Dec 6, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2009 · Amount on File
Deed Sale	Oct 26, 2009 · Amount on File
Deed Document Number	200954406
Last Transfer Date	Apr 2, 2024
Transfer Doc	0000010452
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Recording Date	Jun 3, 2026
Property Address	523 E SPRUCE ST, CALDWELL, ID 83605-5757
Document Number	0000021797
Instrument Date	May 29, 2026
Instrument	202621797
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000021797,
Date	Jun 3, 2026
Instrument	202621797

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	523 E SPRUCE ST, CALDWELL, ID 83605-5757
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	NOT AVAILABLE, AMROCKLLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075570
Date	Nov 2, 2021
Instrument	2021-075570

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CANYON ID
Recording Date	Apr 8, 2024
Property Address	523 E SPRUCE ST, CALDWELL, ID 83605-5757
Document Number	0000010452
Map Reference	MB 16 PG 24
Instrument Date	Apr 2, 2024
Instrument	2024-010452
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E SPRUCE ST, CALDWELL, ID 83605-5757

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	523 E SPRUCE ST, CALDWELL, ID 83605-5757
Document Number	0000029183
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E SPRUCE ST CALDWELL ID 836055757, CALDWELL, ID 83605-5757

Mortgage

Document Number	0000029183
Date	Jun 28, 2019
Instrument	29183

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANYON ID
Property Address	523 E SPRUCE ST, CALDWELL, ID 83605-5757
Document Number	0000055989
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E SPRUCE ST CALDWELL ID 836055757, CALDWELL, ID 83605-5757

Mortgage

Document Number	0000055989
Date	Dec 12, 2018
Instrument	55989

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 523 E Spruce St was $1,381.

Source: Canyon County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Canyon County
Municipality	Caldwell City
Unified School District	Caldwell School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,800 (+1.36%) Land $117,000 Building $255,800	$372,800 (+1.36%) Land $117,000 Building $255,800
2025	$1,381.00	$367,800 Land $117,000 Building $250,800	$367,800 Land $117,000 Building $250,800
2023	$2,733.00	$362,200 Land $104,000 Building $258,200	$362,200 Land $104,000 Building $258,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 E Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 E Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CALDWELL serves 78,740 people · EPA ID ID3140013
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Rise Broadband Fixed Wireless	300 / 60
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, TDS Telecom, Verizon.

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