Bergen County and Upper Saddle River Borough property record for 523 E Saddle River Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,948 sqft · built 1993 |
| Lot Size | 2.47 acres (107,811 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,230,000 (Aug 2001) |
| Tax Bill | $22,663 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00212-0000-00007-01 |
| Primary APN | 63-00212-0000-00007-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,948 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 107,811 sqft |
| Street Address | 523 E SADDLE RIVER RD |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.475 AC |
| Legal Block | 212 |
| Legal Lot Number | 7.1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 523 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2001 · Amount on Record |
| Deed Sale | Aug 7, 2001 · Amount on Record |
| Prior Sale | Aug 15, 1997 · Amount on Record |
| Deed Book / Page | 8391 / 311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 523 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037971032 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 3797/1032 |
| Instrument | 20-112551 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 1, 2050 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $875,000 (-) Land $368,500 Building $506,500 | $875,000 (-) Land $368,500 Building $506,500 | |
| 2025 | $22,663.00 (+1.73%) | $875,000 (-) Land $368,500 Building $506,500 | $875,000 (-) Land $368,500 Building $506,500 |
| 2024 | $22,277.00 (+2.95%) | ||
| 2023 | $875,000 Land $368,500 Building $506,500 | $875,000 Land $368,500 Building $506,500 | |
| 2022 | $21,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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