523 E North St, West Union, OH 45693 Property Records

Adams County property record for 523 E North St, West Union, OH 45693

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1942
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Apr 2024)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`117-34-13-003.000`

Property Details

APN / Parcel Number

Primary APN	`117-34-13-003.000`
Alternative APNs	`M21-005-00-025-00` `000000217`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	2,440 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	143 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	1,016 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	187 sqft
Deck Area	200 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	523 E NORTH ST
City	WEST UNION
State	OH
Zip	45693-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.21700 E W UNION ADDITION INLOT 23 WHOLE
Legal Subdivision	E W UNION ADDITION
Legal Lot Number	23
Jurisdiction	ADAMS OH
Township / Civil Division	TIFFIN
Census Block Group	1
Census Block	1018
Census Tract	770400

Owner

523 E North St is owned and occupied by an individual who bought it in April 2024.

Source: Adams County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	523 E NORTH ST, WEST UNION, OH 45693-1159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
May 24, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 1, 2021	Warranty Deed, Transfer
Jul 19, 2021	Fiduciary Deed, Transfer · Line of Credit THE NATIONAL BANK OF ADAMS COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	20241088
Deed Book / Page	637 / 30
Prior Transfer Date	Nov 24, 2021
Prior Transfer Doc	000585/813
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	Apr 15, 2024
Property Address	523 E NORTH ST, WEST UNION, OH 45693-1159
Document Number	0000637/30
Book / Page	637 / 30
Instrument Date	Apr 12, 2024
Instrument	2024-1086
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E NORTH ST, WEST UNION, OH 45693-1159

Mortgage

Document Number	0020241089
Date	Apr 15, 2024
Instrument	2024-1089

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0000637/33
Date	Apr 15, 2024
Book Page	637/33
Instrument	2024-1089

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	May 24, 2022
Property Address	523 E NORTH ST, WEST UNION, OH 45693-1159
Document Number	000597/968
Book / Page	597 / 968
Instrument Date	May 20, 2022
Instrument	2022-1907
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	TECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0020221908
Date	May 24, 2022
Instrument	20221908

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	Dec 1, 2021
Property Address	523 E NORTH ST, WEST UNION, OH 45693-1159
Document Number	000585/813
Book / Page	585 / 813
Instrument Date	Nov 24, 2021
Instrument	202100004514
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 E NORTH ST, WEST UNION, OH 45693-1160

July 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ADAMS OH
Recording Date	Jul 19, 2021
Property Address	523 E NORTH ST, WEST UNION, OH 45693-1159
Document Number	576/139
Book / Page	576 / 139
Instrument Date	Jul 15, 2021
Instrument	202100002681
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5673 MALSBEARY RD, WILLIAMSBURG, OH 45176-9387

Mortgage

Document Number	202100002682
Date	Jul 19, 2021
Instrument	202100002682

Lender

Name	THE NATIONAL BANK OF ADAMS COUNTY
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 523 E North St was $1,053 with a homeowner's exemption.

Source: Adams County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Adams County
County Subdivision	Tiffin Township
Municipality	West Union Village
Unified School District	Adams County/Ohio Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,053.00 Homeowner's exemption	$28,740 Land $4,170 Building $24,570	$82,100 Land $11,900 Building $70,200
2023		$28,740 Land $4,170 Building $24,570
2022	$990.00		$82,100 Land $11,900 Building $70,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 E North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST UNION PUBLIC WATER SYSTEM serves 3,170 people · EPA ID OH0100503
Water Source	Purchased groundwater from ADAMS COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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