523 E Gregory St, Pensacola, FL 32502 Property Records

Escambia County property record for 523 E Gregory St, Pensacola, FL 32502

Property Summary

Property Type	Restaurant
Details	4.5 ba · 4,884 sqft · built 1957
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on File
Last Sale	$1,750,000 (May 2022)
Tax Bill	$15,571 (2024)
Deeds & Mortgages	May 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-006-029`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-006-029`
Alternative APN	`140219000`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	4,884 sqft Gross Area
1st Floor Area	4,884 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
View / Lot	Commercial
Patio Area	648 sqft
Canopy	2,734 sqft
Utility Building	7 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	140219000
Street Address	523 E GREGORY ST
City	PENSACOLA
State	FL
Zip	32502-4137
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	GRD
Legal Description	LTS 6 TO 10 BLK 29 NEW CITY TRACT OR 8778 P 1382 AND THE N 1/2 OF DELEON ST ADJOINING ABOVE PROPERTY OR 32-97 CA 46
Legal Subdivision	NEW CITY TRACT
Legal Block	29
Legal Lot Number	6
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1070
Census Tract	801

Owner

523 E Gregory St, a commercial property, is owned by a company that bought it in May 2022.

Source: Escambia County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 12068, PENSACOLA, FL 32591-2068
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	Oct 11, 2001 · Amount on File
Deed Document Number	202246291
Deed Book / Page	8778 / 1382
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	May 5, 2022
Property Address	523 E GREGORY ST, PENSACOLA, FL 32502-4137
Document Number	0087781382
Book / Page	8778 / 1382
Map Reference	MB 4181 PG 1719
Instrument Date	May 2, 2022
Instrument	2022046291
Transaction Type	Construction Loan
Record Updated	May 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 E GREGORY ST, 523, PENSACOLA, FL 32502-4137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12068, PENSACOLA, FL 32591-2068

Mortgage

Document Number	0087781384
Date	May 5, 2022
Instrument	8778/1384

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 5, 2027

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$906,028 Land $486,130 Building $419,898	$906,028 Land $486,130 Building $419,898
2024	$15,571.00 (+1.43%)
2023	$15,351.00 (+27.43%)	$864,336 (+30.32%)	$864,336 (+30.32%) Land $453,024 Building $411,312
2022	$12,047.00	$663,233	$663,233 Land $453,024 Building $210,209

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 523 E Gregory St in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	448 units insured incl. 201 condo units
Nearby Flood Claims	54 (2004–2023)
Claims Outside the SFHA	12 of 54
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 24 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 27 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 523 E Gregory St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

Nearby Properties on E Gregory St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures