523 E Front St, Winona, MN 55987 Property Records

Winona County property record for 523 E Front St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 761 sqft · built 1885
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Nov 2022)
Tax Bill	$1,220 (2026)
Deeds & Mortgages	Nov 2022 Sale Dec 2019 Mortgage
APN	`32.200.0090`

Property Details

APN / Parcel Number

Primary APN	`32.200.0090`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	761 sqft Living Area
1st Floor Area	761 sqft
Basement Area	761 sqft
Unfinished Basement	761 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	384 sqft

Exterior Amenities

Porch	Porch
Porch Area	189 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	523 E FRONT ST
City	WINONA
State	MN
Zip	55987-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-107 RANGE-007 HAMILTON ADDITION LOT-002 BLOCK-005
Legal Range	007
Legal Township	107
Legal Section	23
Legal Subdivision	HAMILTON ADDITION
Legal Block	5
Legal Lot Number	2
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	4
Census Block	4007
Census Tract	670600

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	580 E FRONT ST, WINONA, MN 55987-4256
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer LEGAL TITLE, LEGAL & TITLE SERVICES
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINONA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	2022646171
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 10, 2022
Property Address	523 E FRONT ST, WINONA, MN 55987-4267
Document Number	000A646171
Instrument Date	Nov 9, 2022
Instrument	A646171
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	LEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 E FRONT ST, WINONA, MN 55987-4256

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	523 E FRONT ST, WINONA, MN 55987-4267
Transaction Type	Mortgage
Record Updated	Dec 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	621223
Date	Dec 3, 2019
Instrument	621223

Lender

Name	WINONA NATIONAL BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,220.00 (+57.22%)	$120,900 (+19.82%) Land $41,600 Building $79,300	$120,900 (+19.82%) Land $41,600 Building $79,300
2025		$100,900 (+1.2%) Land $41,600 Building $59,300	$100,900 (+1.2%) Land $41,600 Building $59,300
2023	$776.00 Homeowner's exemption	$99,700 Land $40,000 Building $59,700	$99,700 Land $40,000 Building $59,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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