523 E Forks Cir, Cave Junction, OR 97523 Property Records

Josephine County property record for 523 E Forks Cir, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 2006
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Company Names on File
Last Sale	$400,000 (Sep 2023)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Aug 2024 Transfer Sep 2023 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`39-08-21-B0-002103`

Property Details

APN / Parcel Number

Primary APN	`39-08-21-B0-002103`
Alternative APNs	`390821B000210300` `R343798`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,635 sqft
1st Floor Area	1,867 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	392 sqft
Patio Area	494 sqft
Shed	1 Shed
Shed Area	160 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R343798
Street Address	523 E FORKS CIR
City	CAVE JUNCTION
State	OR
Zip	97523-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	ILLINOIS RIVER ESTATES MPD, LOT 2, ACRES 0.79
Legal Range	08W
Legal Township	39S
Legal Section	21
Legal Subdivision	ILLINOIS RIVER ESTATES
Legal Lot Number	2
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	1
Census Block	1027
Census Tract	361601

Owner

Source: Josephine County records · APN 39-08-21-B0-002103

Assessment roll updated October 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2024	Intrafamily Transfer, Transfer
Sep 25, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 08, 2021	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Aug 20, 2020	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jan 13, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	20238941
Last Transfer Date	Aug 08, 2024
Transfer Doc	0000007619
Record Updated	Sep 20, 2026

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOSEPHINE OR
Recording Date	Aug 19, 2024
Property Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506
Document Number	0000007619
Map Reference	VOL 9 PG 527
Instrument Date	Aug 15, 2024
Instrument	2024-007619
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Sep 25, 2023
Property Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506
Document Number	0000008941
Map Reference	VOL 9 PG 527
Instrument Date	Sep 20, 2023
Instrument	2023-008941
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Oct 14, 2022
Property Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506
Document Number	0000012808
Map Reference	VOL 9 PG 527
Instrument Date	Oct 13, 2022
Instrument	2022-012808
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506

Mortgage

Document Number	0000012809
Date	Oct 14, 2022
Instrument	2022-012809

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Dec 08, 2021
Property Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506
Document Number	0000020490
Map Reference	MB 9 PG 527
Instrument Date	Dec 03, 2021
Instrument	2021-020490
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506

Mortgage

Document Number	0000020491
Date	Dec 08, 2021
Instrument	2021-020491

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Aug 20, 2020
Property Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506
Document Number	0000012341
Instrument Date	Aug 12, 2020
Instrument	12341
Transaction Type	Transfer
Record Updated	Sep 01, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 E FORKS CIR CAVE JUNCTION OR 975238506, CAVE JUNCTION, OR 97523-8506

Mortgage

Document Number	12342
Date	Aug 20, 2020
Instrument	12342

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	523 E FORKS CIR, CAVE JUNCTION, OR 97523-8506
Document Number	0000001233
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 09, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	523 E FORKS CIR CAVE JUNCTION OR 975238506, CAVE JUNCTION, OR 97523-8506

Mortgage

Document Number	0000001233
Date	Jan 30, 2017
Instrument	1233

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Josephine County records · Assessment roll updated October 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (+3.27%)	$269,380 (+3%)	$495,730 (+12.53%) Land $80,310 Building $415,420
2024	$3,181.00 (+12.05%)	$261,540 (+3%)	$440,530 (-2.4%) Land $77,280 Building $363,250
2023	$2,839.00 (+0.5%)	$253,930 (+3%)	$451,360 (+3.03%) Land $74,420 Building $376,940
2022	$2,825.00	$246,540	$438,070 Land $55,530 Building $382,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	High above 81% of the US · above 50% of Oregon
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Hunter Communications & Technologies.

Based on FCC filings for 185 locations within half a mile of this property.

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