523 E Elm St, Three Forks, MT 59752 Property Records

Gallatin County property record for 523 E Elm St, Three Forks, MT 59752

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,314 sqft · built 1995
Lot Size	0.337 acres (14,680 sqft)
Owner	Individual Name on File
Tax Bill	$4,725 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`00RDC33126`

Property Details

APN / Parcel Number

Primary APN	`00RDC33126`
Alternative APNs	`06-1105-25-4-10-09-0000` `R0625476`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,314 sqft Living Area
1st Floor Area	1,222 sqft
2nd Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	14,680 sqft (0.337 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	620 sqft
Deck Area	630 sqft
Shed	1 Shed
Shed Area	96 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RDC33126
Street Address	523 E ELM ST
City	THREE FORKS
State	MT
Zip	59752-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWEST TOWNSITE CO 1ST, S25, T02 N, R01 E, BLOCK 14, LOT 1 - 2A, ACRES 0.33742, PLAT D-26-I
Legal Range	01E
Legal Township	02N
Legal Section	25
Legal Quarter	SE
Legal Subdivision	NORTHWEST TOWNSITE CO 1ST
Legal Block	14
Legal Lot Number	1-2A 2
Jurisdiction	GALLATIN MT
Township / Civil Division	THREE FORKS
Census Block Group	2
Census Block	2050
Census Tract	300

Owner

Source: Gallatin County assessment roll, as of December 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 1162, THREE FORKS, MT 59752-1162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SKY FEDERAL CU
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
Jul 13, 2017	Warranty Deed, Transfer · VA Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2017
Deed Sale	Jul 13, 2017
Deed Document Number	2585405
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	523 E ELM ST, THREE FORKS, MT 59752-8924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2685447
Date	Jun 16, 2020
Instrument	2685447

Lender

Name	SKY FEDERAL CU
Type	Credit Union
Address	LIVINGSTON, MT 59047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	523 E ELM ST, THREE FORKS, MT 59752-8924
Transaction Type	Mortgage
Record Updated	Nov 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2630003
Date	Oct 25, 2018
Instrument	2630003

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	HELENA, MT 59602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 13, 2017
Property Address	523 E ELM ST, THREE FORKS, MT 59752-8924
Document Number	2585405
Map Reference	PL D-26-I
Instrument Date	Jul 12, 2017
Instrument	2585405
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	523 E ELM ST, THREE FORKS, MT 59752-8924

Mortgage

Document Number	2585406
Date	Jul 13, 2017
Instrument	2585406

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Three Forks City
Elementary School District	Three Forks Elementary School District (PK - 08)
Secondary School District	Three Forks High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,725.00	$696,100	$696,100 Land $98,632 Building $597,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1997–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THREE FORKS serves 1,900 people · EPA ID MT0000343
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lumen Technologies DSL	10 / 1

May also be available: SS Ventures, Verizon.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures