523 E Bloomfield Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 523 E Bloomfield Ave, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,022 sqft · built 1952
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2024)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-25-10-126-031`

Property Details

APN / Parcel Number

Primary APN	`72-25-10-126-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	1,022 sqft
Finished Basement	1,022 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	134 ft deep x 56 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	523 E BLOOMFIELD AVE
City	ROYAL OAK
State	MI
Zip	48073-3563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 10 RED RUN HTS NO 3 E 14 FT OF LOT 552 & W 42 FT OF LOT 553
Legal Range	11E
Legal Township	01N
Legal Section	10
Legal Subdivision	RED RUN HEIGHTS #3
Legal Lot Number	552-553
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	3
Census Block	3004
Census Tract	183800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37105 MALLORY DR, LIVONIA, MI 48154-1175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage HFG HOLDINGS INC
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	202452918
Deed Book / Page	59350 / 706
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	523 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3563
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3563

Mortgage

Document Number	20260010277
Date	Jan 23, 2026
Book Page	60894/171
Instrument	20260010277

Lender

Name	HFG HOLDINGS INC
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 23, 2021
Property Address	523 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3563
Document Number	0000047647
Book / Page	55754 / 553
Map Reference	LB 83 PG 31
Instrument Date	Jan 5, 2021
Instrument	47647
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 E BLOOMFIELD AVE, 523, ROYAL OAK, MI 48073-3563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3563

Mortgage

Document Number	0055754555
Date	Feb 23, 2021
Instrument	55754/555

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,356.00 (-20.29%) Homeowner's exemption	$149,270	$298,540
2024	$5,465.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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