Bay County property record for 523 E 7th Pl, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,054 sqft · built 1940 |
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $14,500 (Oct 2011) |
| Tax Bill | $434 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17698-000-000 |
| Primary APN | 17698-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,054 sqft Heated Area |
| 1st Floor Area | 1,054 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 3,964 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 523 E 7TH PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | ST CHARLES ADD. LOT 7 BLK 2 ORB 3360 P 247 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | ST CHARLES ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 1600 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 909 CYPRESS AVE, PANAMA CITY, FL 32401-4253 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2011 · Amount on Record |
| Deed Sale | Oct 24, 2011 · Amount on Record |
| Prior Sale | Feb 25, 2003 · Amount on Record |
| Deed Document Number | 2011053584 |
| Deed Book / Page | 3360 / 0247 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $434.00 (-38.18%) | $44,916 (+6.08%) Land $10,880 Building $34,036 | $44,916 (+6.08%) Land $10,880 Building $34,036 |
| 2024 | $702.00 (+14.15%) | $42,341 (+9.3%) Land $10,200 Building $32,141 | $42,341 (+9.3%) Land $10,200 Building $32,141 |
| 2023 | $615.00 (+8.08%) | $38,739 (+14.81%) Land $9,180 Building $29,559 | $38,739 (+14.81%) Land $9,180 Building $29,559 |
| 2022 | $569.00 | $33,743 Land $6,834 Building $26,909 | $33,743 Land $6,834 Building $26,909 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures