523 E 38th St, Baltimore, MD 21218 Property Records

Baltimore City property record for 523 E 38th St, Baltimore, MD 21218

Property Summary

Property TypeTownhouse
Details1 ba · 1,328 sqft · built 1920
Lot Size0.029 acres (1,282 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Jun 2017)
Tax Bill$3,091 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Feb 2022 Mortgage
+ 1 more
APN09-01-3904-030

Property Details

APN / Parcel Number

Primary APN09-01-3904-030
Alternative APNs
  • 013904 030
  • 3904-030

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,328 sqft Living Area
1st Floor Area664 sqft
Basement Area112 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialBuilt-Up Asphalt
Lot Area1,282 sqft (0.029 acres)
Lot Dimensions90 ft deep x 14.3 ft wide
PorchOpen Porch
Porch Area167 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant

Location & Zoning

Account Number013904 030
Street Address523 E 38TH ST
CityBALTIMORE
StateMD
Zip21218-1930
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-7
Legal Description14-3X90
Legal Block3904
Legal Lot Number30
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group4
Census Block4006
Census Tract90100

Owner

Source: Baltimore City records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address523 E 38TH ST, BALTIMORE, MD 21218-1930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Line of Credit
FEDCHOICE FCU
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
FEDCHOICE FCU
Jun 1, 2017Grant Deed, Transfer
GOLDSTAR ABSTRACT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2017 · Amount on Record
Deed SaleJun 1, 2017 · Amount on Record
Prior SaleJun 13, 2001 · Amount on Record
Deed Document Number201719192-186
Deed Book / Page19192 / 186
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address523 E 38TH ST, BALTIMORE, MD 21218-1930
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 E 38TH ST, BALTIMORE, MD 21218-1930

Mortgage

Document Number0287180266
DateJan 29, 2026
Book Page28718/266
Lender
NameFEDCHOICE FCU
TypeCredit Union
AddressLANHAM, MD 20706
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueNov 28, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address523 E 38TH ST, BALTIMORE, MD 21218-1930
Transaction TypeMortgage
Record UpdatedMar 4, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 E 38TH ST, BALTIMORE, MD 21218-1930

Mortgage

Document Number0242540123
DateFeb 10, 2022
Book Page24254/123
Lender
NameFEDCHOICE FCU
TypeCredit Union
AddressLANHAM, MD 20706
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJan 22, 2037

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE CITY MD
Recording DateJun 1, 2017
Property Address523 E 38TH ST, BALTIMORE, MD 21218-1930
Document Number0191920186
Book / Page019192 / 000186
Instrument DateMay 17, 2017
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyGOLDSTAR ABSTRACT LLC

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address523 E 38TH ST BALTIMORE MD 212181930, BALTIMORE, MD 21218-1930

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,091.00 (+12.52%)$131,600 (+13.06%) Land $30,000 Building $101,600$131,600 (-) Land $30,000 Building $101,600
2023$2,747.00$116,400$131,600 Land $30,000 Building $101,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E 38th St

Nearby Streets

Search Property Records by Address or Parcel Number