Lincoln County property record for 523 E 2nd St, Stroud, OK 74079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,758 sqft · built 1954 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Sep 2025) |
| Tax Bill | $364 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19630 |
| Primary APN | 19630 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| 1st Floor Area | 1,758 sqft |
| Basement Area | 90 sqft |
| Unfinished Basement | 90 sqft |
| Cellar | Cellar |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 140 ft deep x 109 ft wide |
| Garage Type | Carport |
| Garage Area | 374 sqft |
| Carport | Carport |
| Carport Area | 374 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Other |
| Account Number | 19630 |
|---|---|
| Street Address | 523 E 2ND ST |
| City | STROUD |
| State | OK |
| Zip | 74079-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STROUD TRACTS 27-15-6 BEG 326'-E 160'-S NE/C BLK 8 ALLEYS ADDN E-109' S-140' W-109' N-140' POB 0.35 AC MOL 15-6-27-100-079 |
| Legal Range | 06E |
| Legal Township | 15N |
| Legal Section | 27 |
| Legal Subdivision | STROUD TR (27-15-6) |
| Legal Tract | 6 |
| Legal Block | 8 |
| Jurisdiction | LINCOLN OK |
| Township / Civil Division | NORTHEAST LINCOLN |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 961100 |
Source: Lincoln County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 523 E 2ND ST, STROUD, OK 74079-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage ASSEMBLIES OF GOD CU |
| Aug 29, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | Aug 11, 1965 |
| Deed Document Number | 20256481 |
| Deed Book / Page | 2625 / 230 |
| Prior Transfer Date | Aug 29, 2023 |
| Prior Transfer Doc | 0000005804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Sep 16, 2025 |
| Property Address | 523 E 2ND ST, STROUD, OK 74079-4210 |
| Document Number | 002625/230 |
| Book / Page | 2625 / 230 |
| Instrument Date | Sep 4, 2025 |
| Instrument | I-2025-006481 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Title Company | FIRSTITLE & ABSTRACT SVCS LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 523 E 2ND ST, STROUD, OK 74079-4210 |
| Document Number | I2025006482 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | I-2025-006482 |
| Name | ASSEMBLIES OF GOD CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 13.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Aug 29, 2023 |
| Property Address | 523 E 2ND ST, STROUD, OK 74079-4210 |
| Document Number | 002525/653 |
| Book / Page | 2525 / 653 |
| Instrument Date | Aug 5, 2023 |
| Instrument | I-2023-005805 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 E 2ND ST, STROUD, OK 74079-4210 |
Source: Lincoln County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Lincoln County |
| Municipality | Stroud City |
| Unified School District | Stroud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,000 (+165.32%) Land $863 Building $10,137 | $100,000 (+58.37%) Land $7,845 Building $92,155 | |
| 2025 | $364.00 (-1.89%) | $4,146 (+50.16%) Land $429 Building $3,717 | $63,145 (-31.06%) Land $6,536 Building $56,609 |
| 2024 | $371.00 (+64.89%) Homeowner's exemption | $2,761 (-24.38%) Land $575 Building $2,186 | |
| 2022 | $225.00 Homeowner's exemption | $3,651 Land $208 Building $3,443 | $91,598 Land $5,226 Building $86,372 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 73% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Organic carbon removal Jul 2018 |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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