523 E 2nd St, Concordia, KS 66901 Property Records

Cloud County property record for 523 E 2nd St, Concordia, KS 66901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 666 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (May 2026)
Tax Bill	$360 (2025)
Deeds & Mortgages	May 2026 Sale Oct 2009 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CC2043`

Property Details

APN / Parcel Number

Primary APN	`CC2043`
Alternative APNs	`015-038-33-0-10-12-006.00-0` `038-33-0-10-12-006.00-0` `R1412` `1412`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	666 sqft Living Area
1st Floor Area	666 sqft
Basement Area	100 sqft
Unfinished Basement	100 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	181 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1412
Street Address	523 E 2ND ST
City	CONCORDIA
State	KS
Zip	66901-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONCORDIA, ORIGINAL TOWN, S33, T05, R03, BLOCK 187, E 1/2 OF LOT 14 & ALL OF LOT 15
Legal Range	03W
Legal Township	05S
Legal Section	33
Legal Subdivision	CONCORDIA, ORIGINAL TOWN
Legal Block	187
Legal Lot Number	14,15
Jurisdiction	CLOUD KS
Township / Civil Division	CONCORDIA
Census Block Group	2
Census Block	2030
Census Tract	977200

Owner

Source: Cloud County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1938 QUAIL RD, CONCORDIA, KS 66901-6814
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer
Oct 9, 2009	Deed of Trust, Mortgage · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	2026
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLOUD KS
Recording Date	May 1, 2026
Property Address	523 E 2ND ST, CONCORDIA, KS 66901-1611
Instrument Date	May 1, 2026
Transaction Type	Transfer
Record Updated	Sep 24, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 QUAIL RD, CONCORDIA, KS 66901-6814

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLOUD KS
Property Address	523 E 2ND ST, CONCORDIA, KS 66901-1611
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M220/2555
Date	Oct 9, 2009
Book Page	M220/2555
Instrument	200901512

Lender

Name	USDA
Type	Government Agency
Address	PO BOX 66889, SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2029

Tax Assessment & Valuation

Source: Cloud County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Cloud County
Municipality	Concordia City
Unified School District	Concordia Unified School District 333 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,148 (+19.47%) Land $130 Building $2,018	$18,680 (+19.51%) Land $1,130 Building $17,550
2025	$360.00 (+15.76%)	$1,798 (+27.52%) Land $130 Building $1,668	$15,630 (+27.49%) Land $1,130 Building $14,500
2023		$1,410 Land $138 Building $1,272	$12,260 Land $1,200 Building $11,060
2019	$311.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 21, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORDIA serves 5,032 people · EPA ID KS2002907
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cunningham Fiber Fiber · Cable	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kansas Broadband Internet, Nextlink.

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