523 E 20th St, Santa Ana, CA 92706 Property Records

Orange County property record for 523 E 20th St, Santa Ana, CA 92706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,159 sqft · built 1946
Lot Size	0.207 acres (9,016 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (May 2017)
Tax Bill	$8,973 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-163-03`

Property Details

APN / Parcel Number

Primary APN	`003-163-03`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,159 sqft Living Area
1st Floor Area	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	9,016 sqft (0.207 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 E 20TH ST
City	SANTA ANA
State	CA
Zip	92706-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 1111 BLK LOT 4
Legal Subdivision	TRACT 1111
Legal Tract	1111
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2005
Census Tract	75401

Owner

523 E 20th St is owned and occupied by an individual who acquired it in December 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	523 E 20TH ST, SANTA ANA, CA 92706-2903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION
May 15, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on File
Deed Sale	May 15, 2017 · Amount on File
Prior Sale	May 16, 2003 · Amount on File
Deed Document Number	2017197347
Last Transfer Date	Dec 11, 2020
Transfer Doc	0000758203
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	523 E 20TH ST, SANTA ANA, CA 92706-2903
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E 20TH ST, SANTA ANA, CA 92706-2903

Mortgage

Document Number	0000168168
Date	May 4, 2022
Instrument	2022000168168

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 22, 2020
Property Address	523 E 20TH ST, SANTA ANA, CA 92706-2903
Document Number	0000758203
Map Reference	MB 35 PG 31
Instrument Date	Dec 11, 2020
Instrument	2020000758203
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E 20TH ST, SANTA ANA, CA 92706-2903

Mortgage

Document Number	0000758204
Date	Dec 22, 2020
Instrument	2020000758204

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 15, 2017
Property Address	523 E 20TH ST, SANTA ANA, CA 92706-2903
Document Number	0000197347
Instrument Date	Apr 17, 2017
Instrument	2017000197347
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E 20TH ST, SANTA ANA, CA 92706-2903

Tax Assessment & Valuation

The 2025 property tax bill for 523 E 20th St was $8,973 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Santa Ana City
Unified School District	Santa Ana Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$840,456 (+8.78%) Land $702,949 Building $137,507
2025	$8,973.00 Homeowner's exemption	$772,591 Land $689,166 Building $83,425
2023	$8,209.00 (+1.01%) Homeowner's exemption	$713,931 Land $662,405 Building $51,526
2022	$8,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 523 E 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 523 E 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ANA serves 316,184 people · EPA ID CA3010038
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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