523 E 1st St, Sumner, IA 50674 Property Records

Bremer County property record for 523 E 1st St, Sumner, IA 50674 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1890
Square Footage1,237 sqft Living Area
Lot Size7,754 sqft (0.178 acres)
OccupancyOwner Occupied
Last Sale$110,000 (2025)
Tax Bill$1,348.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-25-201-002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,237 sqft Living Area
1st Floor766 sqft 1st Floor
Basement Area383 sqft Basement
Unfinished Basement383 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,754 sqft (0.178 acres)
Depth X Width158 ft x 49 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Patio Area79 sqft Patio
Porch1 Porch
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceCommercial Water Source

Location & Zoning

Street Address523 E 1ST ST
CitySUMNER
StateIA
Zip50674-1607
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description25-93-11 A P NW NE E 49' LOT 1
Legal Range11W
Legal Township93N
Legal Section25
Legal SubdivisionAUDITOR PLAT NE1/4 SEC 25 - SUMNER
Legal Block93
Legal Lot Number1
JurisdictionBREMER IA
Minor Civil DivisionSUMNER
Census Blockgroup2
Census Block2020
Census Tract4700

Owner

Source: Bremer County records · APN 04-25-201-002

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2468 4TH AVE, FAIRBANK, IA 50629
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2019Deed of Trust, Mortgage · Stand Alone Refinance
VERIDIAN CREDIT UNION
Jun 10, 2011Deed of Trust, Mortgage
FARMERS STATE BANK
Sep 29, 2025Warranty Deed, Transfer · Commercial Mortgage
BANKIOWA
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
May 28, 2021Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Apr 29, 2014Warranty Deed, Transfer · Conventional Mortgage
LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Prior SaleMay 28, 2021 · Amount on Record
Record RefreshedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address523 E 1ST ST, SUMNER, IA 50674-1607
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020192961
DateSep 09, 2019
Instrument20192961
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 01, 2044

June 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address523 E 1ST ST, SUMNER, IA 50674-1607
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020112149
DateJun 10, 2011
Instrument20112149
Lender
NameFARMERS STATE BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
AmountAmount Recorded
Term301 Months
DueJul 01, 2036
Interest
Rate TypeAdjustable Rate

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateSep 29, 2025
Property Address523 E 1ST ST, SUMNER, IA 50674-1607
Document Number0020253089
Map ReferenceMB A PG 116
Instrument DateSep 24, 2025
Instrument20253089
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$175.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2468 4 AVENUE, FAIRBANK, IA 50629

Mortgage

Document Number0020253147
DateSep 29, 2025
Instrument20253147
Lender
NameBANKIOWA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2055

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address523 E 1ST ST, SUMNER, IA 50674-1607
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020212694
DateMay 28, 2021
Instrument20212694
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2051
Interest
Rate TypeFixed Rate

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateMay 28, 2021
Property Address523 E 1ST ST, SUMNER, IA 50674-1607
Document Number0020212692
Instrument DateMay 20, 2021
Instrument20212692
Transaction TypeTransfer
Record UpdatedOct 14, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$138.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 E 1ST ST, SUMNER, IA 50674-1607

Mortgage

Document Number0020212693
DateMay 28, 2021
Instrument20212693
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 05, 2051
Interest
Rate TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJun 05, 2031
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change4.88%
Index1-Year CMT

Mortgage

Document Number0020212694
DateMay 28, 2021
Instrument20212694
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2051
Interest
Rate TypeFixed Rate

April 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateApr 29, 2014
Property Address523 E 1ST ST, SUMNER, IA 50674-1607
Document Number0020141291
Map ReferenceMB A PG116
Instrument DateApr 24, 2014
Instrument20141291
Transaction TypeTransfer
Record UpdatedAug 09, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$116.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 E 1ST ST, SUMNER, IA 50674-1607

Mortgage

Document Number0020141292
DateApr 29, 2014
Instrument20141292
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2044

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,348.00 Homeowner's exemption$104,990 (-4.01%) Land $10,390 Building $94,600$104,990 (-4.01%) Land $10,390 Building $94,600
2024$1,348.00 (-2.6%)
2023$109,380 Land $9,090 Building $100,290$109,380 Land $9,090 Building $100,290
2022$1,384.00

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