523 Durango Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 523 Durango Dr, O Fallon, MO 63368 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage837 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
GarageAttached
Last Sale$150,000 (2015)
Tax Bill$2,633.00 (2025)

Owner

Source: St. Charles County records · APN A892000189

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 278, WENTZVILLE, MO 63385-0278
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Deed of Trust, Mortgage · Line of Credit
HNB NATIONAL BANK
Aug 26, 2020Warranty Deed, Transfer · Line of Credit
AMERICAN BK/MO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2015 · Amount on Record
Deed SaleApr 23, 2015 · Amount on Record
Deed Doc Number0063421554
Deed Book / Page6342 / 1554
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address523 DURANGO DR, O FALLON, MO 63368-6918
Transaction TypeMortgage
Record UpdatedMay 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 278, WENTZVILLE, MO 63385-0278

Mortgage

Document Number0000014648
DateApr 19, 2023
Instrument2023R-014648
Lender
NameHNB NATIONAL BANK
TypeBank
AddressWENTZVILLE, MO 63385
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueApr 07, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 26, 2020
Property Address523 DURANGO DR, O FALLON, MO 63368-6918
Document Number0073820604
Book / Page007382 / 000604
Instrument DateAug 26, 2020
Instrument623500
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 278 WENTZVILLE MO 633850278, WENTZVILLE, MO 63385-0278

Mortgage

Document Number73820606
DateAug 26, 2020
Book Page007382/000606
Instrument623510
Lender
NameAMERICAN BK/MO
TypeBank
AddressWRIGHT CITY, MO 63390
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,633.00$40,769 (+8.61%)$214,576 (+8.61%)
2023$37,538
2022$197,571 Land $50,000 Building $147,571

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNA892000189
Alternative APN
  • 2-0114-6389-00-0403.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area837 sqft Living Area
1st Floor837 sqft 1st Floor
Basement Area837 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1989
Architectural StyleOther Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Patio Area40 sqft Patio
Porch1 Porch
Porch Area100 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA892000189
Old Parcel NumberA892000189
Street Address523 DURANGO DR
CityO FALLON
StateMO
Zip63368-6918
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAYFIELD #4 LOT 403
Legal Range03E
Legal Township46N
Legal SubdivisionBAYFIELD #4
Legal Lot Number403
JurisdictionST CHARLES MO
Minor Civil DivisionWELDON SPRING
Census Blockgroup3
Census Block3008
Census Tract311732

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