523 Dodge Trl, Lusby, MD 20657 Property Records

Calvert County property record for 523 Dodge Trl, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,164 sqft · built 1993
Lot Size	0.373 acres (16,260 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Dec 2020)
Tax Bill	$3,325 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-135279`

Property Details

APN / Parcel Number

Primary APN	`01-135279`
Alternative APNs	`1135279` `135279`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,164 sqft Total Area
Basement Area	442 sqft
Finished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,260 sqft (0.373 acres)
Garage Type	Basement
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	135279
Street Address	523 DODGE TRL
City	LUSBY
State	MD
Zip	20657-3498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 3 SEC 6E CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	3
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	4
Census Block	4003
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 DODGE TRL, LUSBY, MD 20657-3498
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2017	Deed of Trust, Mortgage · VA Mortgage FIDELITY BANK
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOUSING & CMNTY DEV DEPT
Dec 23, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Sep 25, 2017	Deed, Transfer · VA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Book / Page	5802 / 253
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	523 DODGE TRL, LUSBY, MD 20657-3498
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050980230
Date	Nov 14, 2017
Book Page	5098/230

Lender

Name	FIDELITY BANK
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	523 DODGE TRL, LUSBY, MD 20657-3498
Document Number	0058020280
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 DODGE TRL LUSBY MD 206573498, LUSBY, MD 20657-3498

Mortgage

Document Number	0058020280
Date	Dec 23, 2020
Book Page	005802/000280

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	SEABROOK, MD 20706

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 23, 2020
Property Address	523 DODGE TRL, LUSBY, MD 20657-3498
Document Number	0058020253
Book / Page	5802 / 253
Map Reference	MB JLB 1 FO 40
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 DODGE TRL, LUSBY, MD 20657-3498

Mortgage

Document Number	5802260
Date	Dec 23, 2020
Instrument	5802/260

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 25, 2017
Property Address	523 DODGE TRL, LUSBY, MD 20657-3498
Document Number	0050660396
Book / Page	5066 / 396
Map Reference	MB JLB1 FO40
Instrument Date	Sep 8, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 DODGE TRL, LUSBY, MD 20657-3498

Mortgage

Document Number	0005066405
Date	Sep 25, 2017
Instrument	5066/405

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,100 (+38.67%) Land $55,200 Building $239,900	$295,100 (+38.67%) Land $55,200 Building $239,900
2025	$3,325.00 (+50.45%)
2023	$2,210.00	$212,800 Land $55,200 Building $157,600	$212,800 Land $55,200 Building $157,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 88% of Maryland
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile.

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