Madison County property record for 523 Division Ave, Jackson, TN 38301
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,024 sqft · built 1950 |
| Lot Size | 107 acres (4,682,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Nov 2025) |
| Tax Bill | $608 (2023) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jan 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077D-G-003.00 |
| Primary APN | 077D-G-003.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,024 sqft Living Area |
| Gross Area | 4,216 sqft |
| 1st Floor Area | 1,512 sqft |
| Upper Floors Area | 1,512 sqft |
| Basement Area | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,682,700 sqft (107 acres) |
| Lot Dimensions | 150 ft deep x 107 ft wide |
| Terrain | High |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 202 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 523 DIVISION AVE |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38301-4846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS PB 0001 PG 0124 BLK 0001 LOT NOTE LOT 4 & PT 3 5 107.5 X 150 M |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 300 |
Source: Madison County records · APN 077D-G-003.00
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 DIVISION AVE, JACKSON, TN 38301-4846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit INSOUTH BANK |
| Jan 13, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CENTENNIAL BANK |
| Nov 04, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 17, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2025 · Amount on Record |
| Deed Sale | Nov 04, 2025 · Amount on Record |
| Prior Sale | Aug 17, 2021 · Amount on Record |
| Deed Document Number | 202512542 |
| Deed Book / Page | 793 / 1660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 523 DIVISION AVE, JACKSON, TN 38301-4846 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | T2212/1198 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | T2212/1198 |
| Instrument | 22014721 |
| Name | INSOUTH BANK |
|---|---|
| Type | Bank |
| Address | COVINGTON, TN 38019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 05, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 523 DIVISION AVE, JACKSON, TN 38301-4846 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23 LIBBY LN, JACKSON, TN 38301-7619 |
| Document Number | 0T2299/465 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | T2299/465 |
| Instrument | 26000444 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | 5420 BROAD ST S, TREZEVANT, TN 38258 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 93 Months |
| Due | Oct 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Nov 04, 2025 |
| Property Address | 523 DIVISION AVE, JACKSON, TN 38301-4846 |
| Document Number | 0D793/1660 |
| Book / Page | D793 / 1660 |
| Instrument Date | Nov 04, 2025 |
| Instrument | 25012542 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $758.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 523 DIVISION AVE, JACKSON, TN 38301-4846 |
| Document Number | 0025012543 |
|---|---|
| Date | Nov 04, 2025 |
| Instrument | 25012543 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Aug 17, 2021 |
| Property Address | 523 DIVISION AVE, JACKSON, TN 38301-4846 |
| Document Number | 0D765/1450 |
| Book / Page | D765 / 1450 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 21011727 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $203.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4988 DURWOOD LN, COLLIERVILLE, TN 38017-3301 |
Source: Madison County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,775 (+2.2%) Land $5,375 Building $50,400 | $223,100 (-) Land $21,500 Building $201,600 | |
| 2024 | $54,575 (+44.67%) Land $5,375 Building $49,200 | ||
| 2023 | $608.00 (-53.76%) | $37,725 Land $5,375 Building $32,350 | |
| 2022 | $1,315.00 | $223,100 Land $21,500 Building $201,600 |
Source: FEMA National Flood Hazard Layer as of August 3, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1988–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jackson Energy Authority Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 274 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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