523 Coachgate Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 523 Coachgate Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,687 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$353,248 (Nov 2006)
Tax Bill	$5,893 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23S-31-1013`

Property Details

APN / Parcel Number

Primary APN	`23S-31-1013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
Gross Area	2,107 sqft
1st Floor Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	106 ft deep x 40 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	124 sqft
Patio Area	64 sqft
Balcony Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 COACHGATE CT
City	BALLWIN
State	MO
Zip	63021-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-4
Legal Description	COACHLIGHT LOT 7
Legal Subdivision	COACHLIGHT
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	2
Census Block	2001
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 COACHGATE CT, BALLWIN, MO 63021-8849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 22, 2017	Deed of Trust, Mortgage PNC BK
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2006 · Amount on Record
Deed Sale	Nov 22, 2006 · Amount on Record
Prior Sale	Nov 22, 2006 · Amount on Record
Deed Document Number	2006629
Deed Book / Page	17370 / 2659
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 COACHGATE CT, BALLWIN, MO 63021-8849
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 COACHGATE CT, BALLWIN, MO 63021-8849

Mortgage

Document Number	0252540177
Date	Dec 6, 2021
Book Page	25254/177
Instrument	2021120600014

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 16, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 COACHGATE CT, BALLWIN, MO 63021-8849
Document Number	0228510147
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 COACHGATE CT BALLWIN MO 630218849, BALLWIN, MO 63021-8849

Mortgage

Document Number	0228510147
Date	Jan 9, 2018
Book Page	022851/000147
Instrument	27

Lender

Name	PNC BK
Type	Bank
Address	BALLWIN, MO 63021

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 8, 2028

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 COACHGATE CT, BALLWIN, MO 63021-8849
Document Number	0228510122
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 COACHGATE CT BALLWIN MO 630218849, BALLWIN, MO 63021-8849

Mortgage

Document Number	0228510122
Date	Jan 9, 2018
Book Page	022851/000122
Instrument	24

Lender

Name	PNC BK
Type	Bank
Address	BALLWIN, MO 63021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	468 Months
Due	Jan 8, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,050 (-) Land $35,340 Building $50,710	$452,900 (-) Land $186,000 Building $266,900
2025	$5,893.00 (+13.13%)	$86,050 (+15.47%) Land $35,340 Building $50,710	$452,900 (+15.48%) Land $186,000 Building $266,900
2024	$5,209.00 (+0.08%)	$74,520 (-) Land $19,040 Building $55,480
2023	$5,205.00 (+12.1%)	$74,520 (+20.04%) Land $19,040 Building $55,480	$392,200 (+20.05%) Land $100,200 Building $292,000
2022	$4,643.00	$62,080 Land $22,840 Building $39,240
2021			$326,700 Land $120,200 Building $206,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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