523 Chestnut Reef Ct, Conroe, TX 77304 Property Records

Montgomery County property record for 523 Chestnut Reef Ct, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,720 sqft · built 2021
Lot Size	0.207 acres (9,049 sqft)
Owner	Company Name on File
Tax Bill	$11,287 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5375-19-02700`

Property Details

APN / Parcel Number

Primary APN	`5375-19-02700`
Alternative APN	`R501879`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,720 sqft Living Area
1st Floor Area	1,615 sqft
2nd Floor Area	1,105 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,049 sqft (0.207 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	267 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R501879
Street Address	523 CHESTNUT REEF CT
City	CONROE
State	TX
Zip	77304-2498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S537519 - GRAND CENTRAL PARK 19, BLOCK 1, LOT 27
Legal Subdivision	GRAND CENTRAL PARK 19
Legal Block	1
Legal Lot Number	27
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2022
Census Tract	693304

Owner

Source: Montgomery County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	523 CHESTNUT REEF CT, CONROE, TX 77304-2498
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Closed-End Mortgage NAVY FCU
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CMC HOME LENDING
Nov 14, 2022	Intrafamily Transfer, Transfer
Dec 28, 2021	Vendor's Lien, Transfer · Conventional Mortgage CMC HOME LENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2021
Deed Sale	Dec 28, 2021
Prior Sale	Dec 28, 2021
Deed Document Number	0000177909
Last Transfer Date	Nov 14, 2022
Transfer Doc	0000135934
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	523 CHESTNUT REEF CT, CONROE, TX 77304-2498
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 CHESTNUT REEF CT, PANORAMA VILLAGE, TX 77304-2498

Mortgage

Document Number	0000112006
Date	Nov 21, 2023
Instrument	2023112006

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	523 CHESTNUT REEF CT, CONROE, TX 77304-2498
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	MILLENNIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103973
Date	Aug 19, 2022
Instrument	2022103973

Lender

Name	CMC HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2052

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 14, 2022
Property Address	523 CHESTNUT REEF CT, CONROE, TX 77304-2498
Document Number	0000135934
Map Reference	CAB Z SH 6268
Instrument Date	Mar 9, 2022
Instrument	2022135934
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	523 CHESTNUT REEF CT, CONROE, TX 77304-2498

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 28, 2021
Property Address	523 CHESTNUT REEF CT, CONROE, TX 77304-2498
Document Number	0000177909
Map Reference	CAB Z SH 6268
Instrument Date	Dec 22, 2021
Instrument	2021177909
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	MILLENNIUM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 CHESTNUT REEF CT, CONROE, TX 77304-2498

Mortgage

Document Number	0000177910
Date	Dec 28, 2021
Instrument	2021177910

Lender

Name	CMC HOME LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$486,547 (+0.38%) Land $58,000 Building $428,547	$486,547 (+0.38%) Land $58,000 Building $428,547
2024	$11,287.00 (+18.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$484,694 (-2.28%) Land $58,000 Building $426,694	$484,694 (-2.28%) Land $58,000 Building $426,694
2023	$9,504.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$496,000 Land $58,000 Building $438,000	$496,000 Land $58,000 Building $438,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 227 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	227 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONROE serves 113,912 people · EPA ID TX1700001
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
Consolidated Communications Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Centric Infrastructure Group, Tachus.

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