523 Cherry St, New Castle, DE 19720 Property Records

New Castle County property record for 523 Cherry St, New Castle, DE 19720

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1900
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on Record
Last Sale$219,920 (Jan 2025)
Tax Bill$1,476 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN21-015.10-045

Property Details

APN / Parcel Number

Primary APN21-015.10-045

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,104 sqft Living Area
1st Floor Area552 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleRow Home
Exterior MaterialBrick
Roof TypeFlat
Roof MaterialWood
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions116 ft deep x 14 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address523 CHERRY ST
CityHISTORIC NEW CASTLE
StateDE
Zip19720-5032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code21R-2
Legal SubdivisionNEW CASTLE
JurisdictionNEW CASTLE DE
Township / Civil DivisionNEW CASTLE
Census Block Group2
Census Block2014
Census Tract16100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the New Castle Historic District
listed 1984 · 463 contributing resources · NRIS 84000312

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address523 CHERRY ST, HISTORIC NEW CASTLE, DE 19720-5032
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2020Deed, Transfer · FHA Mortgage
PIKE CREEK MORTGAGE SERVICES INC
Apr 19, 2017Deed, Transfer · FHA Mortgage
PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2025 · Amount on Record
Deed SaleJan 22, 2025 · Amount on Record
Prior SaleMar 9, 2020 · Amount on Record
Deed Document Number20254461
Record UpdatedOct 29, 2026

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateMar 9, 2020
Property Address523 CHERRY ST, HISTORIC NEW CASTLE, DE 19720-5032
Document Number0000019290
Instrument DateJan 31, 2020
Instrument20200309-0019290
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address523 CHERRY ST, HISTORIC NEW CASTLE, DE 19720-5032

Mortgage

Document Number0000019294
DateMar 9, 2020
Instrument20200309-0019294
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2050

Mortgage

Document Number0000019295
DateMar 9, 2020
Instrument20200309-0019295
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressWILMINGTON, DE 19801
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateApr 19, 2017
Property Address523 CHERRY ST, HISTORIC NEW CASTLE, DE 19720-5032
Document Number0000019348
Instrument DateApr 11, 2017
Instrument20170419-0019348
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 CHERRY ST, HISTORIC NEW CASTLE, DE 19720-5032

Mortgage

Document Number0000019349
DateApr 19, 2017
Instrument20170419-0019349
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
AddressNEWARK, DE 19711
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityNew Castle City
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,476.00 (+49.39%)$265,800 (+597.64%) Land $56,500 Building $209,300
2024$197,820
2023$988.00$38,100 Land $4,700 Building $33,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies71 units insured
incl. 10 condo units
Nearby Flood Claims22 (1980–2020)
Claims Outside the SFHA6 of 22
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 6 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNICIPAL SERVICES COMMISSION
serves 5,549 people · EPA ID DE0000634
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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