523 Cherry Bark Rd, Middletown, DE 19709 Property Records

New Castle County property record for 523 Cherry Bark Rd, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$790 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-019.31-265`

Property Details

APN / Parcel Number

Primary APN	`13-019.31-265`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	523 CHERRY BARK RD
City	MIDDLETOWN
State	DE
Zip	19709-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	BAYMONT FARMS
Legal Lot Number	138
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2035
Census Tract	16608

Owner

523 Cherry Bark Rd is owned and occupied by an individual who acquired it in June 2024.

Source: New Castle County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	523 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Feb 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NA
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit K HOVNANIANS FOUR SEASONS BAYMONT FARMS
May 10, 2022	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2024
Deed Sale	Jun 18, 2024
Deed Document Number	202438945
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 5, 2026
Property Address	523 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649
Document Number	0000040387
Instrument Date	May 27, 2026
Instrument	202640387
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	523 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649

Mortgage

Document Number	0000040387,
Date	Jun 5, 2026
Instrument	202640387

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	338 Months
Due	Aug 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	523 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008995
Date	Feb 12, 2024
Instrument	20240212-0008995

Lender

Name	WILMINGTON TRUST NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Commercial Mortgage

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	523 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076949
Date	Nov 15, 2023
Instrument	20231115-0076949

Lender

Name	K HOVNANIANS FOUR SEASONS BAYMONT FARMS
Type	Non-Lending Institution
Address	SMYRNA, DE 19977

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	523 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050175
Date	May 10, 2022
Instrument	20220510-0050175

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 523 Cherry Bark Rd was $790.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$790.00	$97,900 Land $97,900
2023	$204.00	$5,500 Land $5,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 523 Cherry Bark Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Cherry Bark Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 78% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry Bark Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures