523 Cedar St, Centralia, IL 62801 Property Records

Marion County property record for 523 Cedar St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	852 sqft · built 1933
Lot Size	0.147 acres (6,439 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jul 2019)
Tax Bill	$689 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1400068510`

Property Details

APN / Parcel Number

Primary APN	`1400068510`

Interior

Building Area	852 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	6,439 sqft (0.147 acres)
Garage Area	320 sqft

Location & Zoning

Street Address	523 CEDAR ST
City	CENTRALIA
State	IL
Zip	62801-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTELLA M WELCH SUB DIV LOT 14
Legal Subdivision	ESTELLA M WELCH SUB DIV
Legal Lot Number	14
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	3
Census Block	3050
Census Tract	952600

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 CEDAR ST, CENTRALIA, IL 62801-4019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
May 7, 2018	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	20193088
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jul 15, 2019
Property Address	523 CEDAR ST, CENTRALIA, IL 62801-4019
Document Number	2019R03088
Instrument Date	Jul 7, 2019
Instrument	2019R03088
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 CEDAR ST, CENTRALIA, IL 62801-4019

Mortgage

Document Number	2019R03089
Date	Jul 15, 2019
Instrument	2019R03089

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.25%

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IL
Recording Date	May 7, 2018
Property Address	523 CEDAR ST, CENTRALIA, IL 62801-4019
Document Number	2018R02412
Instrument Date	May 2, 2018
Instrument	2018R02412
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 CEDAR ST, CENTRALIA, IL 62801-4019

Mortgage

Document Number	2018R02413
Date	May 7, 2018
Instrument	2018R02413

Lender

Name	BROKER SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 (+26.65%)	$15,670 (+31.9%) Land $2,510 Building $13,160	$47,010 (+31.9%) Land $7,530 Building $39,480
2022	$544.00 Homeowner's exemption	$11,880 Land $1,900 Building $9,980	$35,640 Land $5,700 Building $29,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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