523 Cedar St, Aptos, CA 95003 Property Records

Santa Cruz County property record for 523 Cedar St, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1964
Square Footage1,389 sqft Living Area
Lot Size3,790 sqft (0.087 acres)
OccupancyOwner Occupied
Last Sale$10,000 (2010)
Tax Bill$7,259.00 (2025)

Property Details

APN / Parcel Number

Primary APN038-171-05
Alternative APN
  • 038-171-05-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,389 sqft Living Area
Gross Area1,687 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,790 sqft (0.087 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area298 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address523 CEDAR ST
CityAPTOS
StateCA
Zip95003-3504
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 6 LOT 10
Legal SubdivisionSEACLIFF PARK 06
Legal Block6
Legal Lot Number10
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1026
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-171-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address523 CEDAR ST, APTOS, CA 95003-3504
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 28, 2010 · Amount on Record
Deed SaleDec 28, 2010 · Amount on Record
Prior SaleMar 20, 2000 · Amount on Record
Deed Doc Number201054956
Prior Transfer DateOct 02, 2002
Prior Transfer Doc0000071765
Record RefreshedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address523 CEDAR ST, APTOS, CA 95003-3504
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 CEDAR ST, APTOS, CA 95003-3504

Mortgage

Document Number0000032543
DateAug 25, 2020
Instrument2020-0032543
Lender
NameFLAGSTAR BANK FSB
TypeBank
Address54254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$517,354 (+2%) Land $310,412 Building $206,942
2025$7,259.00 (+11.18%) Homeowner's exemption$507,210 (+4.04%) Land $304,325 Building $202,885
2023$6,529.00 (+2.56%) Homeowner's exemption$487,514 Land $292,508 Building $195,006$887,220
2022$6,366.00

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