523 Cedar Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 523 Cedar Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 623 sqft · built 2022
Lot Size	0.054 acres (2,369 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Oct 2024)
Tax Bill	$5,481 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`2350-615-13-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-615-13-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	623 sqft Living Area
1st Floor Area	623 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,369 sqft (0.054 acres)
Lot Dimensions	10,000 ft deep x 2,500 ft wide
Terrain	Rolling
View / Lot	Flood Plain
Garage Type	Carport
Garage Area	285 sqft
Carport	Carport
Carport Area	285 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Deck Area	285 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 CEDAR LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	BIG BEAR PARK ANNEX LOT 6 BLK C EX RD
Legal Subdivision	BIG BEAR PARK ANNEX
Legal Block	C
Legal Lot Number	6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1041
Census Tract	11408

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	523 CEDAR LN, SUGARLOAF, CA 92386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE M D POLAND FAMILY TRUST
Oct 28, 2022	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
May 17, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	2024261141
Transfer Doc	0000051112
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	523 CEDAR LN, SUGARLOAF, CA 92386-9711
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 85, BIG BEAR LAKE, CA 92315-0085

Mortgage

Document Number	0000482920
Date	Oct 25, 2021
Instrument	2021-0482920

Lender

Name	THE M D POLAND FAMILY TRUST
Type	Private Party
Address	56809 29 PALMS HWY, YUCCA VALLEY, CA 92284

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 28, 2022
Property Address	523 CEDAR LN, SUGARLOAF, CA 92386-9711
Document Number	0000359424
Map Reference	MB 23 PG 55&56
Instrument Date	Aug 5, 2022
Instrument	2022-0359424
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16540 MONTEVIEJO ST, FONTANA, CA 92336-6113

Mortgage

Document Number	0000359425
Date	Oct 28, 2022
Instrument	2022-0359425

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 17, 2021
Property Address	523 CEDAR LN, SUGARLOAF, CA 92386-9711
Document Number	0000227493
Map Reference	MB 23 PG 55&56
Instrument Date	Apr 26, 2021
Instrument	2021-0227493
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 W DEVOY DR, ANAHEIM, CA 92804-3909

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$396,780 (+2%) Land $79,356 Building $317,424
2025	$5,481.00 (+10.08%)	$389,000 (+8.36%) Land $77,800 Building $311,200
2023	$4,979.00 (+337.91%)	$359,000 Land $45,000 Building $314,000
2022	$1,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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