523 Caverna St, Montgomery, TX 77316 Property Records

Montgomery County property record for 523 Caverna St, Montgomery, TX 77316

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,262 sqft · built 2022
Lot Size0.375 acres (16,327 sqft)
OwnerIndividual Name on Record
Tax Bill$16,191 (2025)
Deeds & MortgagesJun 2026 Sale
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN9653-06-00500

Property Details

APN / Parcel Number

Primary APN9653-06-00500
Alternative APN
  • R524644

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area4,262 sqft Living Area
Gross Area5,162 sqft
1st Floor Area2,622 sqft
2nd Floor Area1,640 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area16,327 sqft (0.375 acres)
Garage TypeAttached
Garage Area900 sqft
Parking Spaces3 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address523 CAVERNA ST
CityMONTGOMERY
StateTX
Zip77316-3043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS965306 - WOODFOREST 106, BLOCK 1, LOT 5
Legal SubdivisionWOODFOREST 106
Legal Block1
Legal Lot Number5
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2000
Census Tract694503

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address523 CAVERNA ST, MONTGOMERY, TX 77316-3043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Warranty Deed, Transfer
MCKNIGHT TITLE
May 5, 2023Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2026
Deed SaleJun 17, 2026
Prior SaleMay 5, 2023 · Amount on Record
Deed Document Number202663798
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateJun 17, 2026
Property Address523 CAVERNA ST, MONTGOMERY, TX 77316-3043
Document Number0000063798
Instrument DateJun 17, 2026
Instrument202663798
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyMCKNIGHT TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 CAVERNA ST, MONTGOMERY, TX 77316-3043

May 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMay 5, 2023
Property Address523 CAVERNA ST, MONTGOMERY, TX 77316-3043
Document Number0000039881
Map ReferenceCAB Z SH 7808
Instrument DateMay 3, 2023
Instrument2023039881
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 24, 2023
Title CompanyPROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2245 TEXAS DR STE 600, 600, SUGAR LAND, TX 77479-2190

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 CAVERNA ST, MONTGOMERY, TX 77316-3043

Mortgage

Document Number0000039882
DateMay 5, 2023
Instrument2023039882
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$756,049 (-2.84%) Land $93,500 Building $662,549$756,049 (-2.84%) Land $93,500 Building $662,549
2025$16,191.00 (-4.58%) Homeowner's exemption$778,159 (+0.81%) Land $93,500 Building $684,659$778,159 (+0.81%) Land $93,500 Building $684,659
2024$16,969.00 (+59.42%) Homeowner's exemption$771,869 (+15.23%) Land $93,500 Building $678,369$771,869 (+15.23%) Land $93,500 Building $678,369
2023$10,644.00$669,870 Land $93,500 Building $576,370$669,870 Land $93,500 Building $576,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 484 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies484 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY TRACE WATER SYSTEM
private · serves 25,917 people · EPA ID TX1700638
Water SourcePurchased surface water from SJRA GRP SW TREATMENT PLANT
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
MidSouth Fiber Internet
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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