523 Carpenter Cv, Madison, MS 39110 Property Records

Madison County property record for 523 Carpenter Cv, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details2,089 sqft · built 2018
Owner2 Individual Names on File
Tax Bill$1,705 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN082D-19-604

Property Details

APN / Parcel Number

Primary APN082D-19-604
Alternative APN
  • 57829

Interior

Building Area2,089 sqft Adjusted Area
1st Floor Area1,690 sqft

Exterior

Year BuiltBuilt 2018

Location & Zoning

Account Number57829
Street Address523 CARPENTER CV
CityMADISON
StateMS
Zip39110-6653
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 201 FALLS CROSSING PHASE 6
Legal Range02E
Legal Township08N
Legal Section19
Legal SubdivisionFALLS CROSSING, PHASE 6
Legal Phase6
Legal Lot Number201
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2006
Census Tract30402

Owner

523 Carpenter Cv is owned and occupied by two individuals who acquired it in February 2019.

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address532 CARPENTER CV, MADISON, MS 39110-6653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 13, 2018Trustee's Deed, Construction Loan · Construction Mortgage
TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2019
Deed SaleFeb 20, 2019
Deed Document Number0000369317
Deed Book / Page3693 / 17
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address523 CARPENTER CV, MADISON, MS 39110-6653
Transaction TypeMortgage
Record UpdatedDec 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 CARPENTER CV, MADISON, MS 39110-6653

Mortgage

Document Number4110/431
DateSep 30, 2021
Book Page4110/431
Instrument937725
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON MS
Recording DateJul 13, 2018
Property Address523 CARPENTER CV, MADISON, MS 39110-6653
Book / Page003623 / 000332
Instrument DateJul 6, 2018
Instrument842942
Transaction TypeConstruction Loan
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address523 CARPENTER CV MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number0000842942
DateJul 13, 2018
Book Page003623/000332
Instrument842942
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressJACKSON, MS 39205-0291
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJul 12, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 523 Carpenter Cv was $1,705 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,705.00 Homeowner's exemption$19,528$195,280 Land $45,000 Building $150,280
2024$1,705.00
2023$1,705.00 Homeowner's exemption$19,528$195,280 Land $45,000 Building $150,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 Carpenter Cv in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Carpenter Cv is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
499 / 285
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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